This would basically ruin the Madden franchise.
I'll never forget when Shango was watching the Redskins game from a couple years back and Choice fumbled before half. He was livid but said one of the best things I've ever heard him say. It was something along the lines of,
"You know when you're playing Madden and you go for it on 4th down when you should punt and the game makes you turn it over. That's what this is right here".
I couldn't stop laughing because it's so true. When you go for it in Madden when you shouldn't, you definitely pay the price. Throw in 10 or more of those type of things per game?