Hahahaha to the insurance claims.
I am working in Louisiana for Hurricane Katrina - everyone - I MEAN EVERYONE out here, when writing my offices for a supplement, in their letters, refer to 'mole damage.'
For example (I am pulling this off my work computer):
"To whome it may consern:
Please send somebody else to come and look at my house at XXXXXXX. You sent a adjuster in Septeber, and I havent been able to get anyone to come fix it. I have since gotten damage from mole.
Our first day on the job, one of the new guys with whom I was working came to me and asked why there were so many moles in the South.
He didn't understand that they are writing 'mold' the way they say it.