Your numbers are wrong. This is somewhat complicated but Bowman was only guaranteed 25.xM in case of injury. The non-injury guarantee was 11m. The injury money is backed by insurance so isn't really a 49ers guarantee at all. It cost them ~150K. It won't cost them on the cap. http://www.ninersnation.com/2012/11...wman-contract-details-49ers-salary-cap-impact http://overthecap.com/cap.php?Name=NaVorro Bowman&Position=ILB&Team=49ers http://overthecap.com/top-player-salaries.php?Position=ILB Again, his yearly roster bonus and base structure are set to pay him what he's worth PER SEASON AS THEY GO.