So I am pretty bummed out... I had fallen on hard times the last couple of years from injurying my back and my nasty divorce so the credit cards were let go and the big car payments were turned in because keeping the lights on and food on the table was more important. Well I went back to work and I took a job just so I could continue putting food on the table, and It's about half of what I use to make so it's been a struggle. Well I had hoped my luck was changing after putting out resume after resume after resume etc... So I interview yesterday for a buyer/underwriter position and mind you my qualifications are steller for this position. I came with a plan and even put together a financial plan to help increase the total number of loans by just signing one particular client to the list. Needless to say the manager was impressed, so after the interview he walked me over to the HR dept. they gave me info to fill out and as I am reading thru this it talks about pulling my credit. I fill it all out and brought it to the HR dept. I asked the HR lady will this affect me and she said yes, so I quickly called the interviewing manager and explained to him what happened and I felt like I let him down. He said I was one of his finalists and he would let me know. I am really down over this situation as I have always maintained good credit but fell on hard times even selling my boat that had been in my family for 15 years. I have a company working with me on my credit to clean it up. The told me they could give me a letter to give to the employer which I haven't told the HR dept yet. Currently I am a "partner" to this company so they all know me and I currently do some of the same things I would be doing for this company. I have no criminal record, clean drivers record never been fired not a drug addict and my skills for this position are exceptional. Has anyone faced anything similar? Is there anything I can do? Maybe help talk me off the ledge I am about to lose everything and this came along at the right time. So depressed and don't know what I am going to do now.