Social security, if it had not be raided for decades by both parties, would be comfortably in the black. The system it set up worked fine. The politicians...a little less so. I note that the last 'entitlement program' that deservedly gets bashed, was the pharmiceutical bill that was pushed through under the previous administration, and was pretty much written by and for the benefit of Big Pharma. What I don't get is your seemingly blind belief that insurance companies are going to serve us well, when informed evidence points the other way.