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trying to figure out my auto insurance deductible

Discussion in 'Off-topic Zone' started by Bob Sacamano, Sep 28, 2009.

  1. Bob Sacamano

    Bob Sacamano Benched

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    UM PROPERTY DAMAGE $15,000 LESS $250 DEDUCTIBLE

    does that mean my deductible is $250?
  2. CowboyWay

    CowboyWay If Coach would have put me in, we'd a won State

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  3. Yeagermeister

    Yeagermeister Active Member

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    You have to pay that $250 before your insurance kicks in.
  4. Bob Sacamano

    Bob Sacamano Benched

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    so pretty much the cost has to be 250, and insurance takes care of it?
  5. big dog cowboy

    big dog cowboy THE BIG DOG Staff Member

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    Correct.

    If the bill isn't much higher than $250 it's not worth getting the insurance involved because your rates will go up. Pay the extra cost out of pocket and go on with life.
  6. Bob Sacamano

    Bob Sacamano Benched

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    thanks guys

    you moderators aren't half bad

    except for Yeag
  7. jksmith269

    jksmith269 Proud Navy Veteran 1990-1995

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    actually most carriers will pay all but the deductible, like if your repair estimate is 1500.00 and your deductible is 250.00 they will either cut you a check for 1250.00 or pay the repair shop directly the 1250.00, most people will have the check cut to them and get the repairs done cheaper...
  8. numnuts23

    numnuts23 Active Member

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    What happened Bob? I work in the insurance field.
  9. Sarge

    Sarge Happy Holidays Staff Member

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    Not necessarily true if it's for glass coverage which is the case here (I think).

    IMO/FWIW.
  10. DallasCowpoke

    DallasCowpoke Fierce Allegiance

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    :eek: :confused:

    Seriously, no offense, but you're so dense you don't know what a deductible is, but you can somehow operate a computer well enough to ask this here?

    You couldn't Google this, or better yet, call your insurer?
  11. jksmith269

    jksmith269 Proud Navy Veteran 1990-1995

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    what a rude SOB...:banghead:
  12. DallasCowpoke

    DallasCowpoke Fierce Allegiance

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    I'll take rude over dumb any day! Which category do you fall under?
  13. Bob Sacamano

    Bob Sacamano Benched

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    I was just clarifying, you nut

    btw, your dogs suck
  14. DallasCowpoke

    DallasCowpoke Fierce Allegiance

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    :eek: :mad:

    jksmith would like a word w/ you.
    Now you go.
  15. jksmith269

    jksmith269 Proud Navy Veteran 1990-1995

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    well the way you come across makes you look like a idiot, so take it for what it's worth, but posts like yours are what cause fights to start and get threads closed...
  16. DallasCowpoke

    DallasCowpoke Fierce Allegiance

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    It's "AN" idiot, not "A" idiot.
  17. Dallas

    Dallas Old bulletproof tiger

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    Poke

    Those dogs are awesome. Don't listen to Bobsac.

    He is just slow. ;)


    And for the record. I think Poke and Bob have a long history of poking fun back and forth.

    I don't believe Poke meant to REALLY upset Bob.

    Please understand that a lot of us have a LOT of history together on the site. Most of it all good btw.

    Thanks
  18. theogt

    theogt Surrealist Zone Supporter

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    I like you.
  19. Yeagermeister

    Yeagermeister Active Member

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    I wouldn't admit to any history with Bob :laugh2:
  20. Dallas

    Dallas Old bulletproof tiger

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    I really don't know her. ;)

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