And? Personal bankruptcy is a personal problem and if I ever happen to fall into it, for whatever reason, I won't expect anyone to really care or the government to wipe up my mess. The rest of the world has a right to keep turning in it's own idifference to my misfortune. In the meantime, it's up to me to do the leg work to try to mitigate any unforeseen problems, not our governments and certainly not my fellow citizens, in the form of me getting their tax money if it happens. Let's not be naive and think our government is impervious to corruption and give it all the power to rule our own lives, with fantasies of 'fairness' and civility. The less they have to do for me, the less power they have over me. Jeez this country's whole ideology has been independence, how about this thankless generation learn the proper definition of that word and utilize it for something meaningful. That picture of Reagan holds no point of reference to or for me. Maybe you need a glass of water to clear up a little more than that itch in your throat, eh?