Phone Rep: "Sir, you must have your checking account automatically transfer $75 a month into your savings account in order to waive the $10 monthly service fee." Me: "I was informed that having a college account would waive that fee?" Phone Rep: "Yes it does but only for your checking account, both accounts have seperate fees." Me: "Ok but I have transfered well more than $75 this month into my savings account." Phone Rep: "Yes I understand but it must be automated." Me: "So because I manually transfer money between accounts instead of it being automatic I get charged $10?" Phone Rep: "Correct." How in God's name do these mother loving criminals get away with this?!?