In my opinion all of our losses except the one to Jax, was a combination of the two arguements. The teams that beat us Giants, Eagles, Saints, and Commanders all know our team very well one way or another, plus 3 were divisional games so those are always tough because you know they're going to gear up to play their best football against us. And the Payton and his crew of former Cowboys definetly had an extra motive to beat us and play extremely well. The Jax loss was just a case of playing a good team and we just didn't step up when we had every chance to win the game.
Are we everybody's "superbowl"? I doubt it, but teams do seem to play us hard, and that's a good thing means we're a dangerous team. Now we just have to match that and still beat them.