How do the finances of an NFL team operate? Do teams have a portion of their revenue go into a reserve that is used for the cap exclusively or is it just a pool of money for all team operations? For the sake of the argument, if a team had a very poor revenue stream and did not generate enough money to fund all football operations and cover the cap, do owners just dip into their own pocket? People keep mentioning that Stephen wants to be cheap and make more money, does that mean if they do not spend X amount they just profit from the money left over? Just curious.