I agree there are people who don't put in the effort. And while these agencies have ALOT of room for improvement, they do offer a ton of resources. You just can't be lazy about looking for work. Ultimately that's what it's all about. Also, if you're a high wage earner, one shouldn't think that unemployment is going to be a big help. You might get a 1/3 of your salary. So if you haven't saved properly, you're going to feel the crunch.