my answer would be no. i lost 2 jobs and my 401k lost 40% (recently) gas prices kept me from traveling and one of my friends brother was killed in iraq. i also had a cousin who passed away because her insurance company wouldnt pay for her treatment. we all tried to raise money but it was too late. i suffered through some flu seasons because the copay on my health insurance got higher. i do thank the government for my school grants. other than that, last 4 years have been pretty rough.