Can we please keep politics out of this serious inquiry. I am getting ready to graduate college and will be 24 when I do so. I won't have a job with health insurance at that time and won't have any other forms of health insurance and I am poor. Question is this: with the current state of health insurance laws (obamacare) etc. what does that mean for me? I remember hearing that if you didn't have insurance you would get penalized/taxed. Is that something I need to be concerned about? Do I HAVE to have insurance and if so where do I get it? I remember there was supposed to be new stipulations in the new health insurance laws that amounted to something close to universal healthcare. Is there such a thing? I plan on contacting my state representative's office to ask these questions but thought someone on here might have some answers. Thanks.