Anyone have any experience with this? I'm somewhat knowledgeable about some areas of law, but not really personal injury-even though I did receive $176,000 settlement at one point for a separate issue. Background, I was in an automobile accident. It was a minor to moderate impact wreck. I have a pre-existing condition. The insurance company offered to pay $1,350 and give me $350 (insulting) and set aside the other $1,000 for medical bills. I went to the chiropractor today and that will not even come close to covering my medical bills down the long run. The problem is, I want the money now to pay off a debt with my school and finish my degree. I don't owe much, but I got myself in a bit of financial trouble about a year ago. Money is tight, et cetera. I talked to the claims adjuster last week. She said for me to go to the doctor and then she would call me next week. So, I went to the doctor, got x-rayed and had an adjustment by the chiropractor. Aren't I entitled to the money they are "setting aside" for medical bills, as well as pain and suffering? Also, what can I do to get the number up and have them settle soon? Bear in mind, time is important to me as well. So I'd like to settle next time they call, but I'd like to double or triple that number as well as have the money for myself, so I can pay the doctor with the money they gave me, etc.. You get the point... Any advice from board lawyers out there? Theo, peppy? Anyone else? I'm not taking input here as legal advice. If I wanted that, I'd hire a lawyer. Also, PMs are welcome. Thanks in advance.