Here's the truck I'm looking at

Jon88

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http://img13.*************/img13/9032/002nt.jpg

The truck


http://img195.*************/img195/6646/003lt.jpg

Uploaded with *************

The sticker price


http://img155.*************/img155/4166/004wk.jpg

Uploaded with *************

I may just stick with the one I have. It's got 135K miles on it, which means it has plenty left. It needs a new transmission, and the only thing I don't like about it is the size. I'll have like $500 left over every month after I pay the note and insurance on this new one. I don't know what to do.
 
I like the top one. But, I think you said you didn't want a small truck in the last thread. Did that change? The new one may have back seats, but it is essentially the same size truck. Plus, you can get a lot of truck for less then $20K if you are willing to buy used. Also, that truck will get you a monthly payment in the neighborhood of $450-$500, plus insurance. That is a fairly high % of your take home pay right now (based on what you posted in original thread. Yes, you can afford it. But, you may wind up with 70%+ of your income going into car and housing. That doesn't leave much scratch for living expenses.
think about it...
Say that after taxes you have about $2000 per month. $450 for a car, $1000 for rent, $200 for utilities, $100/week for food/groceries/etc... that is already over $2000 & you haven't bought any gas yet. Your numbers may vary, but you get the idea. Just think it through before you buy... I made that mistake one time.
 
Wimbo;3419413 said:
I like the top one. But, I think you said you didn't want a small truck in the last thread. Did that change? The new one may have back seats, but it is essentially the same size truck. Plus, you can get a lot of truck for less then $20K if you are willing to buy used. Also, that truck will get you a monthly payment in the neighborhood of $450-$500, plus insurance. That is a fairly high % of your take home pay right now (based on what you posted in original thread. Yes, you can afford it. But, you may wind up with 70%+ of your income going into car and housing. That doesn't leave much scratch for living expenses.
think about it...
Say that after taxes you have about $2000 per month. $450 for a car, $1000 for rent, $200 for utilities, $100/week for food/groceries/etc... that is already over $2000 & you haven't bought any gas yet. Your numbers may vary, but you get the idea. Just think it through before you buy... I made that mistake one time.
Click to expand...

I changed my mind about small trucks.

You're almost right about the note and calculations, but rent is only $615 and I'll be clearing $2300 each month after taxes. I just don't make enough right now to buy something new. The used ones I looked at weren't much cheaper. I'll just stick with what I have until I make more money.

I will make some changes to it. New transmission, replace the cracked dash.
 
IMO, you should just keep the old one and run it into the ground. Those Toyotas can go a good ways, and the extra 500 bucks would be far better served in something that is an actual investment that yields a return other than a coolness factor. Trucks, definitely are NOT wise investments.

If you're like me, you'll wind up wishing you had something different in 3 years if you bought a new one anyway....save that extra cheese and invest it....and by the time the regular cab Toy expires, you might find you have the loot to get something ******...


On a side note.....since I'm someone that loves a nice vehicle, but usually starts getting complacent with the same one over a 4-5 year period.....should I start looking into leasing? What are the basic pros and cons? Feel free to PM me if you don't want to hijack this thread...
 
tomson75;3419455 said:
IMO, you should just keep the old one and run it into the ground. Those Toyotas can go a good ways, and the extra 500 bucks would be far better served in something that is an actual investment that yields a return other than a coolness factor. Trucks, definitely are NOT wise investments.

If you're like me, you'll wind up wishing you had something different in 3 years if you bought a new one anyway....save that extra cheese and invest it....and by the time the regular cab Toy expires, you might find you have the loot to get something ******...


On a side note.....since I'm someone that loves a nice vehicle, but usually starts getting complacent with the same one over a 4-5 year period.....should I start looking into leasing? What are the basic pros and cons? Feel free to PM me if you don't want to hijack this thread...
Click to expand...

I think I'll run this one into the ground like you said. I just need to make some repairs on it.

Feel free to hijack away.
 
SLATEmosphere;3419512 said:
Get a Titan. You won't regret it.
Click to expand...

Unless you actually wanted to buy a truck, that is. ;)

They're great for scoping babes at the mall though. Right Slate?
 
I think its a sweet ride, but the payments might not be. I guess it depends on how much that extra cash every month would do for you if it wasn't invested in another new ride.
 
tomson75;3419539 said:
Unless you actually wanted to buy a truck, that is. ;)

They're great for scoping babes at the mall though. Right Slate?
Click to expand...

Uh, I wish I knew what that meant.
 
Whats up with the transmission? Thats really low miles to be having trans problems. Esp with a Toyota.

I almost bought a Tacoma at the end of last year. Really wanted a Tundra, but a little to pricey for me. Ended up going used with a 07 quad cab chevy with really low miles a lot.
 
rynochop;3419821 said:
Whats up with the transmission? Thats really low miles to be having trans problems. Esp with a Toyota.

I almost bought a Tacoma at the end of last year. Really wanted a Tundra, but a little to pricey for me. Ended up going used with a 07 quad cab chevy with really low miles a lot.
Click to expand...

I got stuck in the middle of nowhere and stripped the gears :mad:

Couldn't get anyone on the phone or anyone in the houses around. Ended up spending the night out there and walking out in the morning.
 
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