Question

[eyedoc]

Our starting center Travis has an auto-immune disease which is certainly a non football related disease. Who pays for his very expensive medical care? Is it the Cowboys since he is under contract even though it's non-football related? Is it Travis since his disease has nothing to do medically with playing football? Is it the players union who perhaps have some kind of medical coverage on the players? One of my receptionist husband has an auto-immune disease and his monthly shot which he has to have is 18000 bucks a pop. If his markers do not elevate he gets a second one. Without insurance they could not afford this type of care. Travis could but again who pays the medical bills?

 

[INCowboysFan]

I'm guessing that Jerry pays, even though he has no obligation to do so. Surely Fredrick has some sort of medical insurance as well.

 

[buybuydandavis]

Last two seasons Fredbeard took in 18mil. Jerry is a multi billionaire.

Money is not an issue here.

Go Fredbeard!

 

[CowboysFaninHouston]

Our starting center Travis has an auto-immune disease which is certainly a non football related disease. Who pays for his very expensive medical care? Is it the Cowboys since he is under contract even though it's non-football related? Is it Travis since his disease has nothing to do medically with playing football? Is it the players union who perhaps have some kind of medical coverage on the players? One of my receptionist husband has an auto-immune disease and his monthly shot which he has to have is 18000 bucks a pop. If his markers do not elevate he gets a second one. Without insurance they could not afford this type of care. Travis could but again who pays the medical bills?

I assume they have health insurance, Also, most NFL players get health insurance from the team and I am hoping they are smart enough to get additional coverage for what's not covered. plus most have families, so I assume they get coverage for their families.

 

[OmerV]

Our starting center Travis has an auto-immune disease which is certainly a non football related disease. Who pays for his very expensive medical care? Is it the Cowboys since he is under contract even though it's non-football related? Is it Travis since his disease has nothing to do medically with playing football? Is it the players union who perhaps have some kind of medical coverage on the players? One of my receptionist husband has an auto-immune disease and his monthly shot which he has to have is 18000 bucks a pop. If his markers do not elevate he gets a second one. Without insurance they could not afford this type of care. Travis could but again who pays the medical bills?

Football players have insurance just like non-football players do.

 

[lostar2009]

I assume they have some medical in the NFL. Also with the players making so much money they should have their own.

 

[Blackspider214]

Football players have insurance just like non-football players do.

Is it provided by the NFL or do they have to get it on their own?

Also, do they have health insurance when they retire?

 

[glimmerman]

I think the CBA covered this. It’s like a group medical plan.

 

[OmerV]

Is it provided by the NFL or do they have to get it on their own?

Also, do they have health insurance when they retire?

It may be that their employer, in this case the Dallas Cowboys, provides it, but it's possible it could be provided through the NFL as a whole because the more participants in a group policy, the better the terms for all who are covered by the group policy. As for afterward, again, my guess is they have to buy it themselves because once they aren't an employee of an NFL team they would no longer qualify to participate in the group policy.

 

[BigD49]

I think the CBA covered this. It’s like a group medical plan.

premiums must be INSANEEE...like 50% of the people covered under the plan will require some form of orthopedic surgery on an annual basis

 

[glimmerman]

It may be that their employer, in this case the Dallas Cowboys, provides it, but it's possible it could be provided through the NFL as a whole because the more participants in a group policy, the better the terms for all who are covered by the group policy. As for afterward, again, my guess is they have to buy it themselves because once they aren't an employee of an NFL team they would no longer qualify to participate in the group policy.

They get 5 years of free health and dental care after they are gone from the league. Then can buy back into it. It’s like 600 bucks a year and 1200 a year for a family plan. It supposedly really cheap.

 

[glimmerman]

premiums must be INSANEEE...like 50% of the people covered under the plan will require some form of orthopedic surgery on an annual basis

The annual deductible for medical insurance is $600 per player and $1200 per family and coverage will now extend beyond a player's playing career with extended post-career medical and dental benefits up to a maximum of $500,000 annually per NFLteam.

 

[glimmerman]

They have crazy good insurance.

 

[Jake]

Everything you ever wanted to know about NFL player benefits

 

[CWR]

Our starting center Travis has an auto-immune disease which is certainly a non football related disease. Who pays for his very expensive medical care? Is it the Cowboys since he is under contract even though it's non-football related? Is it Travis since his disease has nothing to do medically with playing football? Is it the players union who perhaps have some kind of medical coverage on the players? One of my receptionist husband has an auto-immune disease and his monthly shot which he has to have is 18000 bucks a pop. If his markers do not elevate he gets a second one. Without insurance they could not afford this type of care. Travis could but again who pays the medical bills?

Pretty sure the NFL/union provides insurance. Id imagine its probably pretty damn good too lol. Fortunately Fred can afford the bill regardless.

 

[OmerV]

They get 5 years of free health and dental care after they are gone from the league. Then can buy back into it. It’s like 600 bucks a year and 1200 a year for a family plan. It supposedly really cheap.

Wow, that is really cheap. I guess that's something pretty important to people in their line of work, so the NFLPA negotiated it into the CBA.

 

[glimmerman]

Wow, that is really cheap. I guess that's something pretty important to people in their line of work, so the NFLPA negotiated it into the CBA.

Yeah. All kinds of stuff put in there. Joint replacement help. Life insurance and put 620 million dumped into retirement for players retired before like 1993.

 

[BigD49]

The annual deductible for medical insurance is $600 per player and $1200 per family and coverage will now extend beyond a player's playing career with extended post-career medical and dental benefits up to a maximum of $500,000 annually per NFLteam.

I stand very much corrected...NFL must just be footing that bill haha

 

[glimmerman]

I stand very much corrected...NFL must just be footing that bill haha

Seems like it. They may have supplemental stuff they buy. They are set up pretty good. Better than I am.

 

[Diehardblues]

https://mbksports.com/news/an-overview-of-nfl-player-benefits/

Here’s a key paragraph in players benefits under CBA..


In addition to these programs, the current CBA also provides extensive injury protection and disability benefits. These benefits provide financial payouts and assistance to players who are rendered disabled by injuries suffered as a result of football-related and even non-football related activities while an NFL player.