Image: Cap Hit Breakdown of Supposed 4 vs 5 Year Offers to Dak

[817Gill]

Both deals wouldn't hinder us in the short term. If the reported deal is true, not sure why they don't get this done.

*Can’t view on my mobile but can on laptop.


4 Year:

Y1- 29M, Y2- 33M, Y3- 37M, Y4- 41M

5 Year:

Y1- 27M, Y2- 31M, Y3- 35M, Y4- 39M, Y5- 43M

 

[viman96]

I do not recall any reported 4yr offer. Link? Name of source?

 

[817Gill]

I do not recall any reported 4yr offer. Link? Name of source?

You take the AAV and guarantees from the reported 5 year deal and apply them to the 4 year parameter. It’s not based on 2 deals, it’s based off the recently reported 35AAV/106+M guarantee deal that is supposedly on the table.

 

[Whirlwin]

If you buy a new house. 30 year mortgage. You make one extra principal payment a year. That now becomes a 17 year mortgage. If you pay Prescott for four years. By the time the fifth year Comes around. Top quarterbacks will be making 40 to 50 million. It’s about inflated dollars. Pay the guy is worth it. And the dollars take care of them selves down the road.

 

[AbeBeta]

Both deals wouldn't hinder us in the short term. If the reported deal is true, not sure why they don't get this done.

*Can’t view on my mobile but can on laptop.


4 Year:

Y1- 29M, Y2- 33M, Y3- 37M, Y4- 41M

5 Year:

Y1- 27M, Y2- 31M, Y3- 35M, Y4- 39M, Y5- 43M

The only way Dak takes a five year is if there's another 2-3 mill a year as he'd be passing up a gigantic payday in year 5. So that would look like this.

Y1- 29M, Y2- 33M, Y3- 37M, Y4- 41M, Y5- 45M

 

[BatteryPowered]

If you buy a new house. 30 year mortgage. You make one extra principal payment a year. That now becomes a 17 year mortgage. If you pay Prescott for four years. By the time the fifth year Comes around. Top quarterbacks will be making 40 to 50 million. It’s about inflated dollars. Pay the guy is worth it. And the dollars take care of them selves down the road.

The problem with that approach is the possibility the cap goes DOWN for the 2021 season (and maybe 2022) with the lack of game day revenue.

 

[DanA]

If you buy a new house. 30 year mortgage. You make one extra principal payment a year. That now becomes a 17 year mortgage. If you pay Prescott for four years. By the time the fifth year Comes around. Top quarterbacks will be making 40 to 50 million. It’s about inflated dollars. Pay the guy is worth it. And the dollars take care of them selves down the road.

Players get a 48% share of NFL revenue through the new CBA. What happens if there isn't salary cap inflation.....say for instance there is a pandemic which reduces revenue by 20-40% and we're looking at a QB market where they are getting paid a sizeable percentage less due to the first reduced salary cap ever in the NFL.

 

[DallasInDC]

If you buy a new house. 30 year mortgage. You make one extra principal payment a year. That now becomes a 17 year mortgage. If you pay Prescott for four years. By the time the fifth year Comes around. Top quarterbacks will be making 40 to 50 million. It’s about inflated dollars. Pay the guy is worth it. And the dollars take care of them selves down the road.

One additional principal pymt a year won't reduce 13 years on a 30 year mortgage...more like 3-4 years.

 

[CowboysFaninHouston]

The problem with that approach is the possibility the cap goes DOWN for the 2021 season (and maybe 2022) with the lack of game day revenue.

I think the owenrs and NFLPA are aware of that and probably would have/will reach an agreement. if NFLPA decides to stick to the agreement and contracts, then the cap goes down and a whole bunch of players get cut, and compete against each other for limited dollars. that's not in their interest.....

 

[Whirlwin]

One additional principal pymt a year won't reduce 13 years on a 30 year mortgage...more like 3-4 years.

Yes I am absolutely correct go to the bank. Ask them. You reduce your 30 year mortgage to 17 years. And that is an absolute fact. Depending on the interest rate the minimum is 15. But you have to start doing it the year of the loan

 

[Whirlwin]

The problem with that approach is the possibility the cap goes DOWN for the 2021 season (and maybe 2022) with the lack of game day revenue.

Who knows what’s going to happen. You’re correct. I still say pay him. You can always change it after

 

[Whirlwin]

Players get a 48% share of NFL revenue through the new CBA. What happens if there isn't salary cap inflation.....say for instance there is a pandemic which reduces revenue by 20-40% and we're looking at a QB market where they are getting paid a sizeable percentage less due to the first reduced salary cap ever in the NFL.

Then the entire NFL gets a reduction. Pay the kid he’s a winner

 

[Whirlwin]

The problem with that approach is the possibility the cap goes DOWN for the 2021 season (and maybe 2022) with the lack of game day revenue.

Then the entire NFL gets the reduction across-the-board same scenario

 

[DanA]

Then the entire NFL gets a reduction. Pay the kid he’s a winner

What’s the salary cap 190m or so? If there is a 30% drop in the salary cap then that’s 57m of cap space you’ve got to find. It’d sure be easier to manage without a QB on a bloated long-term deal.

 

[Whirlwin]

What’s the salary cap 190m or so? If there is a 30% drop in the salary cap then that’s 57m of cap space you’ve got to find. It’d sure be easier to manage without a QB on a bloated long-term deal.

Maybe it’s the running back they should Restrict. I’ve been following this franchise for a 60 years. But that’s not a point because the salary cap hasn’t been around that long. But it’s never been an issue and never will be it’s always a way to get around it. Always have always will. Pay the kid

 

[HanD]

Yes I am absolutely correct go to the bank. Ask them. You reduce your 30 year mortgage to 17 years. And that is an absolute fact. Depending on the interest rate the minimum is 15. But you have to start doing it the year of the loan

Here's an amortization calculator. Many factors impact payoff time with extra payments including interest and loan amount but it's usually 5 or so years.

 

[Whirlwin]

Here's an amortization calculator. Many factors impact payoff time with extra payments including interest and loan amount but it's usually 5 or so years.

It’s a very simple calculation. The banks know it but they’re not gonna volunteer the information. From the beginning of the loan make one extra principal payment. And you’ll save hundreds of thousands of dollars. In the course of 30 years. It will drop it to a 17 year mortgage. And that is an actual fact not an opinion

 

[Whirlwin]

Here's an amortization calculator. Many factors impact payoff time with extra payments including interest and loan amount but it's usually 5 or so years.

Wrong. This isn’t a car loan they calculate it differently

 

[CowboyRoy]

Both deals wouldn't hinder us in the short term. If the reported deal is true, not sure why they don't get this done.

*Can’t view on my mobile but can on laptop.


4 Year:

Y1- 29M, Y2- 33M, Y3- 37M, Y4- 41M

5 Year:

Y1- 27M, Y2- 31M, Y3- 35M, Y4- 39M, Y5- 43M

Another troll fake news story. 35 million is the number on average.

 

[CowboyRoy]

Who knows what’s going to happen. You’re correct. I still say pay him. You can always change it after

There is no debate. You 100% pay him. Cave on the 4 years of you have to or let him hold out or play on the tag.
Have to let this window with the young core and MM play out.