Advice to your younger self?

jwitten82

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I want to ask this question for the people 35 or older. Im 24 and turn 25 later this year, and time seems to be flying by faster and faster. It seems like a lot of people dread turning 30 because it makes them feel old, but my question is, if you could go back what advice would you give to your 25 year old self?
 

darthseinfeld

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I want to ask this question for the people 35 or older. Im 24 and turn 25 later this year, and time seems to be flying by faster and faster. It seems like a lot of people dread turning 30 because it makes them feel old, but my question is, if you could go back what advice would you give to your 25 year old self?

I left the Marines about the same age you are now. If I could give myself any advise it would be to re-up in the Navy. Did some ship time in the Marines and really enjoyed it.

I would say for me to focus on school more and work less, as it wound up being to much for me with a sometimes 60 hour a week job, but I have done pretty well financially without a degree
 

MichaelWinicki

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I want to ask this question for the people 35 or older. Im 24 and turn 25 later this year, and time seems to be flying by faster and faster. It seems like a lot of people dread turning 30 because it makes them feel old, but my question is, if you could go back what advice would you give to your 25 year old self?

1. Appreciate your older loved ones now because they'll gradually disappear.
2. Stop or greatly reduce anything that can affect your health as you get older like smoking, alcohol & drugs.
3. Have some kind of exercise routine even if it's just a daily 20 minute walk.
4. Take time to appreciate the sunrise, sunset, the stars and the sounds out in the middle of nowhere.
5. Take time to think about those already gone.
6. Instead of wasting time filling your head full of information you can easily find on the Internet, spend your time looking for the patterns in life most people don't see– those patterns that allow you to get beyond a $ per hour mindset.
7. Even if working for others look for investment/income opportunities up & beyond.
8. Invest as much as you can in assets that appreciate (stocks/mutual funds/your own business) as opposed to assets that depreciate (automobiles).
9. Pay yourself first– take 10% of your income and invest it religiously.
10. Resist the temptation to spend your paycheck to the last penny.
11. Find a mate who has no destructive life habits like an addiction or the constant need to "Keep up with the Jones's." Looks leave quickly– destructive habits will be there for a lifetime.

Yes, there's a lot of emphasis on financial security here... Why? because so many of life's problems circulate around money or the lack there of. Those with a narrow view see money as a way too "gadgets"... most of which depreciate at an incredible rate. Those with a big view see money as freedom– the freedom to make choices without the pressure of having to decide one way or another due to a shaky financial situation.
 

MichaelWinicki

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Finish medical school!

LOL!

You know 30 years ago (or even before that) that was a WIN. Just like becoming an attorney.

But anymore... Boy I talk to folks in both professions– and it's a different world our there.

Between school debt and the incredible hours and all the nonsense physicians have to put up with... It's not like it use to be.

And because they put some much time into their profession it's like a "switch" that causes them to spend every bit of their income. The result is they're just as money-poor as anyone else– they just have more expensive "stuff" around them.
 

Tabascocat

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LOL!

You know 30 years ago (or even before that) that was a WIN. Just like becoming an attorney.

But anymore... Boy I talk to folks in both professions– and it's a different world our there.

Between school debt and the incredible hours and all the nonsense physicians have to put up with... It's not like it use to be.

And because they put some much time into their profession it's like a "switch" that causes them to spend every bit of their income. The result is they're just as money-poor as anyone else– they just have more expensive "stuff" around them.

Yea, my wife is in the med field. I hear all the doctors complain everyday :(
 

PJTHEDOORS

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Same advice or perspective as I always had when I was a kid. Stay happy, positive and keep my head up toward the stars. I felt that when as a kid, when I was 25, and now (46). If your heart is innocent and honest, you'll be fine.
 

JoeKing

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1. Appreciate your older loved ones now because they'll gradually disappear.
2. Stop or greatly reduce anything that can affect your health as you get older like smoking, alcohol & drugs.
3. Have some kind of exercise routine even if it's just a daily 20 minute walk.
4. Take time to appreciate the sunrise, sunset, the stars and the sounds out in the middle of nowhere.
5. Take time to think about those already gone.
6. Instead of wasting time filling your head full of information you can easily find on the Internet, spend your time looking for the patterns in life most people don't see– those patterns that allow you to get beyond a $ per hour mindset.
7. Even if working for others look for investment/income opportunities up & beyond.
8. Invest as much as you can in assets that appreciate (stocks/mutual funds/your own business) as opposed to assets that depreciate (automobiles).
9. Pay yourself first– take 10% of your income and invest it religiously.
10. Resist the temptation to spend your paycheck to the last penny.
11. Find a mate who has no destructive life habits like an addiction or the constant need to "Keep up with the Jones's." Looks leave quickly– destructive habits will be there for a lifetime.

Yes, there's a lot of emphasis on financial security here... Why? because so many of life's problems circulate around money or the lack there of. Those with a narrow view see money as a way too "gadgets"... most of which depreciate at an incredible rate. Those with a big view see money as freedom– the freedom to make choices without the pressure of having to decide one way or another due to a shaky financial situation.

This
 

visionary

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LOL!

You know 30 years ago (or even before that) that was a WIN. Just like becoming an attorney.

But anymore... Boy I talk to folks in both professions– and it's a different world our there.

Between school debt and the incredible hours and all the nonsense physicians have to put up with... It's not like it use to be.

And because they put some much time into their profession it's like a "switch" that causes them to spend every bit of their income. The result is they're just as money-poor as anyone else– they just have more expensive "stuff" around them.

This country has the best health care system in the world which is going to the dogs because of lawyers
 

1st & 10

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1. Appreciate your older loved ones now because they'll gradually disappear.
2. Stop or greatly reduce anything that can affect your health as you get older like smoking, alcohol & drugs.
3. Have some kind of exercise routine even if it's just a daily 20 minute walk.
4. Take time to appreciate the sunrise, sunset, the stars and the sounds out in the middle of nowhere.
5. Take time to think about those already gone.
6. Instead of wasting time filling your head full of information you can easily find on the Internet, spend your time looking for the patterns in life most people don't see– those patterns that allow you to get beyond a $ per hour mindset.
7. Even if working for others look for investment/income opportunities up & beyond.
8. Invest as much as you can in assets that appreciate (stocks/mutual funds/your own business) as opposed to assets that depreciate (automobiles).
9. Pay yourself first– take 10% of your income and invest it religiously.
10. Resist the temptation to spend your paycheck to the last penny.
11. Find a mate who has no destructive life habits like an addiction or the constant need to "Keep up with the Jones's." Looks leave quickly– destructive habits will be there for a lifetime.

Yes, there's a lot of emphasis on financial security here... Why? because so many of life's problems circulate around money or the lack there of. Those with a narrow view see money as a way too "gadgets"... most of which depreciate at an incredible rate. Those with a big view see money as freedom– the freedom to make choices without the pressure of having to decide one way or another due to a shaky financial situation.

Couldn't have said it any better.
 

Rockport

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I want to ask this question for the people 35 or older. Im 24 and turn 25 later this year, and time seems to be flying by faster and faster. It seems like a lot of people dread turning 30 because it makes them feel old, but my question is, if you could go back what advice would you give to your 25 year old self?

**** what everyone else thinks.
 

Yakuza Rich

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Go into every job with the intent of working there for at least 1 year, but be ready to quit if it sucks once that 1-year is up. Stop thinking about 'climbing your way up the company ladder', it really doesn't exist and more often than not your superiors will not even bat an eye when it comes to firing you. So, don't let yourself go thru the misery of working a crappy job in hopes that it will get better. It never does and in the end you'll just get screwed. You simply cannot be afraid to work a job for 1-year and if it sucks and/or the pay is lousy, it's time to move on. Oh, and if they low-ball you on your starting salary, they will just low-ball you on every time you are up for a pay raise and/or a promotion.

Don't judge your success based on the perceived success of others. There are going to be PLENTY of people that make $30k a year and live like they make $200k a year. Don't think that they are really successful and have to live like them to keep up with them.

Learn that those that are successful and wealthy are...at times...very stupid. They will make terrible decisions, some of which will affect your job if they are a VP, C-Level or Board Member of the company you work for. Often times they are stupid, but very lucky. Other times they are usually good at one thing (usually sales) and can't function out of anything else. Take this into consideration because while most successful people are fairly intelligent, there are some that are really dumb and you can't rely on them with your livelihood.

If you really like to drink or do drugs, even if you have it under control, you're likely depressed about something. Doesn't mean you are suffering from clinical depression. But, you're likely depressed about something that is driving you to drink and/or do drugs every week. Fix that problem and it will help your life tremendously.

Your success in business will be about how much it is *perceived* that you contribute to the bottom line of the business. Note the word 'perceived.' Understand the role that you are playing in the company and how that is perceived to impact the bottom line. If you're a graphic designer working for a furniture corporation, you have a much more limited ceiling than if you are a salesman.

Stop trying to fit in. Find an environment and people in that environment that fits you. You're not in college (or even high school) anymore and people are not dying to be your friend. If you're in an environment that you don't fit in, chances are you will never quite fit in. (aka don't move to Atlanta).

True confidence is about thinking your are so good that you won't make mistakes. True confidence is knowing that you can and will make mistakes, but you're just so damn good that you can make up for those mistakes. We're not robots and judging people based on their mistakes is a bad idea. Judge them for how they fix those mistakes.

Carry a debit card and use a credit card only for emergencies.

Never be afraid to stick up for yourself in any situation to any person.




YR
 

Dallas_Cowboys50

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Im not over 35 (32) but I would love nothing more than to go back in time and slap myself silly when I turned 18 and got a significant inheritance......of course at the time all I did was buy a flashy vehicle and flashy clothes, Road Trips, Eating out literally everyday, Lots of Mary Jane and Alcohol, Jewelry etc.....all of which I currently have nothin to show for of course........I was so stupid back then, Id let people just use my car left and right while I was too busy to care gettin high n drunk.......Ugh, such great memories but also some very horrible ones as well.......
 

Big D

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Go for it! If there's something you have a passion for don't be afraid to chase after it. You only live once. There's no reason to fear anything other than fear itself.
 
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