Yeah, I used to work for one of the big insurance companies and had a claim where the other party had Fred Loya and were clearly at fault. Just a typical rear end accident, they straight up wouldn't pay for our customers damages, said their customer wasn't at fault. I'm like, he admitted he was at fault. CrazyLife pro tip: don't go to places like Fred loya or any other "discount" insurance. I have friends and family who have been massively screwed over by them, even when the accident wasn't their fault.
I'd been with State Farm for 25 years before they bumped my home owners up by $500 one year so I switched to Amica. They saved me $500 on what I had been paying State Farm and they've been an absolute joy to do business with. Bought me a new roof after a hail storm when some of my neighbors had their claims denied and called along the way to make sure everything was going well.Amica for home and auto
Safeco is great also
Been with Geico for a long time and it's cheap enough that the hassle to switch isn't worth it.
Was with Farmers for 25 years and just swapped to Texas Farm Bureau. Saving about 2k total a year on F350, suburban and house. Coverage about the same, Allstate was cheaper yet, with a little less coverage.Best? Worst? Cheapest? I've been with Farmers for years but I feel like I'm starting to get worked over.