Equifax data breach

[Trouty]

Just got an alert from my bank. Keep an eye on your accounts and credit report, folks. Apparently 209K credit card numbers stolen, and an additional ~110K SSN accessed. This stuff always makes me paranoid.

https://www.cnet.com/how-to/your-guide-to-surviving-equifax-data-breach/

https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

 

[Manwiththeplan]

I heard if you go to their site and see if your info was taken, you waive the right to be part of a class action.

 

[Trouty]

I heard if you go to their site and see if your info was taken, you waive the right to be part of a class action.

I use my credit checks through my bank. Does that count?

And why in the heck would they do that? To discourage people from finding out if their identity was stolen?

 

[Manwiththeplan]

I use my credit checks through my bank. Does that count?

And why in the heck would they do that? To discourage people from finding out if their identity was stolen?

To question 1, I would assume no. To question 2, I would assume that most people don't read the terms and check anyway. They hope that this would save them money, as opposed to looking out for consumers

 

[The Fonz]

 

[maxdogg]

I use my credit checks through my bank. Does that count?

And why in the heck would they do that? To discourage people from finding out if their identity was stolen?

I think they are offering one year of free credit monitoring. If you take that then you are excluded from the lawsuit.

 

[Trouty]

I think they are offering one year of free credit monitoring. If you take that then you are excluded from the lawsuit.

Ah, ok Max, that makes more sense.

 

[maxdogg]

Ah, ok Max, that makes more sense.

Yeah I really think someone should do some time for this.
I mean really think of it?

 

[Trouty]

Yeah I really think someone should do some time for this.
I mean really think of it?

I heard they fired all their top execs at Equifax. Whomever did this is looking at gnarly time. But if he/she is smart enough to breach a credit bureau, what's the likelihood of the person getting caught??

Probably in Russia by now, Max

 

[maxdogg]

Yeah if you or me did this we would not be posting on the beer thread for a loooooooooooong time

 

[Trouty]

Yeah if you or me did this we would not be posting on the beer thread for a loooooooooooong time

Ain't that the truth, brudda!

 

[haleyrules]

lol. Nobody would want to steal my credit...that's for sure!!

 

[maxdogg]

lol. Nobody would want to steal my credit...that's for sure!!

Yeah I had a recent talk with a banker. His ex wife took all he had.
He said I whish someone would take my credit

 

[BigStar]

https://encrypted-tbn0.***NOT-ALLOWED***/images?q=tbn:ANd9GcS1fLq1A5nZJTiq9GGoqxukdmqDgEjlnPfz9N3Asb6TO57Lwg1ciw

 

[CyberB0b]

I'm generally fairly conservative when it comes to government intervention, but they need to start imposing crippling fines to companies who are negligent with people's personal information.

This is ridiculous.

 

[Shunpike]

I think they are offering one year of free credit monitoring. If you take that then you are excluded from the lawsuit.

Hi maxx. My wife and I are two illetrates regarding credit. Both of us have high credit score though. How can we find out if our information was stolen? Any easy way to do?

 

[paladin]

I'm generally fairly conservative when it comes to government intervention, but they need to start imposing crippling fines to companies who are negligent with people's personal information.

This is ridiculous.

True
I don't see this as conservative or liberal.
When terrible actions occur, laws are passed to control them.
e.g.
I'm sure there's a idiotic law saying you can't make sausages out of puppies.
You know why they had to make that a law?

 

[LocimusPrime]

Hey so what should we do? Do we call equifqx?

 

[Tabascocat]

Hey so what should we do? Do we call equifqx?

Nothing, just keep your eye on the credit/debit cards. If there is an unusual charge, that bank's fraud department will call you.

 

[LocimusPrime]

Nothing, just keep your eye on the credit/debit cards. If there is an unusual charge, that bank's fraud department will call you.

Wouldn't they be trying to open up new lines of credit with your info and without you knowing it?