Health insurance

[jwitten82]

Are you required to work a certain amount of hours to qualify? My gf works at walmart (part time), but they said she didnt work enough hours to qualify. I didnt know you had to hit a certain mark

 

[JoeyBoy718]

Might depend on the state. I didn't work my last year of college in Florida and I didn't qualify for any healthcare because I had no income. Then I didn't work for my first year of grad school in Washington state and I got free healthcare because I had no income.

 

[YosemiteSam]

Are you required to work a certain amount of hours to qualify? My gf works at walmart (part time), but they said she didnt work enough hours to qualify. I didnt know you had to hit a certain mark

As of January 1, 2015, employers with 50 or more full time equivalent (FTE) employees are required to provide health coverage to full-time employees or else pay a tax penalty. This is commonly referred to as the employer mandate.

Employers with less than 50 FTE employees are not subject to these tax penalties for not offering health insurance coverage, although if your employer does provide health insurance they might be eligible for tax credits.

Even with the tax penalty, many employers with more than 50 FTE employees will calculate the cost of not providing health insurance and find it is more cost-effective to offer an alternative health insurance solution such as a defined contribution plan. For example, they may choose to send employees to their state health insurance exchanges. Employers would then provide a Healthcare Reimbursement Plan to reimburse employees for a portion of their policy.


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The answer is no, they don't. Especially if they aren't full-time.

 

[CyberB0b]

Nope.

"We’re also changing eligibility for some part-time associates. We will continue to provide affordable health care to all eligible associates, including part-time, who work more than 30 hours. However, similar to other retailers like Target, Home Depot, Walgreens and Trader Joe’s, we will no longer be providing health benefits to part-time associates who work less than 30 hours. This will impact about 2% of our total U.S. workforce. We will be working with a specialist, HealthCompare, to personally guide our associates through the process of finding the right, affordable health care."

Goto www.healthcare.gov and shop around. A part time employee at Walmart should be eligible for pretty generous subsidies.

For example, I ran the calculator here: https://www.healthcare.gov/lower-costs/qualifying-for-lower-costs/

In Texas, a female working 25 hours at $9 per hour may qualify for Medicaid. If not, she's eligible for $185/mo in tax credits, which would make her premiums less than $50/month.

Here's one for a 25 year old female making 13k/year.

 

[jnday]

Are you required to work a certain amount of hours to qualify? My gf works at walmart (part time), but they said she didnt work enough hours to qualify. I didnt know you had to hit a certain mark

Wal-Mart has workers that comes in and works those limited hours. They hire twice as many people and work them half as many hours. They keep these employees under 30 hours a week so that they don't have to offer health insurance. It is one of their dirty little secrets that they use to cut the benefits of employees.

 

[CyberB0b]

Wal-Mart has workers that comes in and works those limited hours. They hire twice as many people and work them half as many hours. They keep these employees under 30 hours a week so that they don't have to offer health insurance. It is one of their dirty little secrets that they use to cut the benefits of employees.

The say it is only 2% of their total workforce. I don't believe them.

Edit: Apparently, it's true, unless Bloomberg is just a mouthpiece for them.

http://www.bloomberg.com/news/artic...t-health-benefits-to-some-part-time-employees

 

[Seven]

Wal-Mart has workers that comes in and works those limited hours. They hire twice as many people and work them half as many hours. They keep these employees under 30 hours a week so that they don't have to offer health insurance. It is one of their dirty little secrets that they use to cut the benefits of employees.

Yep.

Also, upon employment, they immediately take out a life insurance policy on them.

 

[CyberB0b]

Also, upon employment, they immediately take out a life insurance policy on them.

What's wrong with that?

 

[Future]

Wal-Mart has workers that comes in and works those limited hours. They hire twice as many people and work them half as many hours. They keep these employees under 30 hours a week so that they don't have to offer health insurance. It is one of their dirty little secrets that they use to cut the benefits of employees.

Wal Mart is hardly the only company that does that. It's super prevalent in the fast food industry too, and will become even more common once wages go up to $15.

 

[Seven]

What's wrong with that?

The beneficiary isn't the employee....................

 

[CyberB0b]

The beneficiary isn't the employee....................

Again, why is that a problem?

 

[Seven]

Seriously.................