What can I say, you're right. A phrase seldom seen on this forum.justbob;5054121 said:Eat more garlic -----
FiveRings;5054385 said:There's no correlation dude. Happiness is happiness whether you're homeless or a billionaire. Just make the best of what you have
FiveRings;5054385 said:There's no correlation dude. Happiness is happiness whether you're homeless or a billionaire. Just make the best of what you have
justbob;5054121 said:Eat more garlic -----
vta;5054424 said:They're saying money can't buy happiness and all that, but being out of debt would sure bring a smile to my face. Keeping the monthly mortgage payment in my own account would be grand. So seeing as how I'm now at 90,000.00 left on my mortgage, I'd say 90,000.00 would make me happy.
5Stars;5054494 said:But, if it's a nice house, never pay it off. Houses appreciate in value, and unless you are rich, just stay in the mortgage and as rates go down?
Refinance...while the rates are low and maybe you can save some money.
viman96;5054742 said:Even if your house is paid off you still have the taxes. Depending on the value that would be $200-$800+ per month. Add in another $300-$500 for typical monthly bills of running a house. So you are never really living for free in a house.
StanleySpadowski;5054835 said:Money doesn't equal happiness but it sure as heck removes a lot of the barriers between a person and happiness and don't let anyone tell you any different.
Trendnet;5054839 said:Whoever said money can't buy happiness, never had money to begin with.
StanleySpadowski;5054835 said:Money doesn't equal happiness but it sure as heck removes a lot of the barriers between a person and happiness and don't let anyone tell you any different.
zrinkill;5056158 said:Yup.
Hard work and smart decisions pay off.
StanleySpadowski;5056230 said:Smart decisions are the key.
We, as a country, do such a poor job of educating our citizens about making sound financial decisions.
StanleySpadowski;5056230 said:Smart decisions are the key.
We, as a country, do such a poor job of educating our citizens about making sound financial decisions.
If kids just out of college realized that the big house and new car are terrible choices for them, we'd be so much better off. That $30,000 car could equal a heckuva a lot earlier retirement if invested between ages 22-26. When someone is pre-approved for x amount when searching for their first home, the smart move is to look in the x/2 range and don't be afraid to put in some elbow grease . I know so many people that are mortgage poor it's not funny.