I'm never going to finance a car again...

Bob Sacamano

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Jon88;2833774 said:
So when do you leave for basic training?

idk, when I went to processing, they found out my hearing was bad (it was never good, and it's just gotten worse since I listen to alot of music), so I had to get a waiver, they were to send it out on Monday, now they're waiting for that to come back, and then I go pick out my school, so sometime this week I should find out when everything goes down, hopefully
 

dcdallaschick

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Jon88;2833765 said:
It's amazing you only have 110K miles on that thing. You must not do much driving. I've put that much on my truck in 7 years.

My dad bought it a few years ago from a grandpa type (which I guess my dad is now, too), used it as a second car (and occasional snow plow) for a few years, and then traded it to me for some design work I did for his company when we needed a second car. I've only had it for two years, and I work freelance out of my home, so it doesn't see a lot of use if it's not snowing. My husband drives our other car to work since it has the better mpg. The Jeep is really showing its age this year, though, and we were thinking we'd have to replace it by the end of the year anyway, rather than spend much more money on it to keep it happy and driveable.

I don't know how I ended up with the "sensible" vehicle with 4 doors anyway--I used to have a Mustang (until my husband totaled it on some black ice...Damn, I loved that car). The Jetta wagon seems like a nice compromise and something I wouldn't mind driving.
 

Jon88

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Bob Sacamano;2833783 said:
idk, when I went to processing, they found out my hearing was bad (it was never good, and it's just gotten worse since I listen to alot of music), so I had to get a waiver, they were to send it out on Monday, now they're waiting for that to come back, and then I go pick out my school, so sometime this week I should find out when everything goes down, hopefully

I read somewhere that loud music doesn't really do much damage. It's common things like lawnmowers and yard equipment. Is your bad hearing just genetic?
 

Bob Sacamano

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Jon88;2833789 said:
I read somewhere that loud music doesn't really do much damage. It's common things like lawnmowers and yard equipment. Is your bad hearing just genetic?

actually any type of loud music does damage to your hearing because it kills the little hairs in your ears

my hearing's never been good, I mean, it's not like I'm deaf or partially deaf, I can hear and stuff, I just don't have ears like a hawk

but if you talk low, I'll tell you to speak up :)
 

dcdallaschick

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CliffnMesquite;2833766 said:
I saw One just yesterday on Live Oak. Started to follow it, then thought no I'll not stalk a Volkswagon. LOL.:D

Stalker! The one I saw was parked at a shopping center, but I almost missed it. I had to stop at a light to do a U-turn and go back and try not to look too creepy getting out of my car and looking in the windows. It was parked right next to a Passat wagon.
 

Jon88

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Bob Sacamano;2833794 said:
actually any type of loud music does damage to your hearing because it kills the little hairs in your ears
my hearing's never been good, I mean, it's not like bad, I can hear and stuff, I just don't have ears like a hawk


Yeah that is right. I remember watching a show about the effects going out to clubs has on your body, from the loud music to the alcohol. It said something about that. I have good hearing I think because I have very poor eyesight when I'm not wearing contacts or glasses. I heard one sense will make up for the other.
 

big dog cowboy

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nyc;2833691 said:
The cheapest way to buy a car is to buy one two years old.

Jon88;2833695 said:
Why 2 years old?
The depreciation. You can normally save a lot of money and still get a fairly new car.

We just bought a new car last month. We really wanted to buy used for that reason but we got such a good deal, it only cost us about $1000 for a brand new car.

I've found it's easier to get a good deal when the next model year cars are already on the lot. For example we bought a 2009 with 2010's all over the lot. The dealership wanted to really get rid of the 2009 so we started talking.
 

Jon88

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big dog cowboy;2833886 said:
The depreciation. You can normally save a lot of money and still get a fairly new car.

We just bought a new car last month. We really wanted to buy used for that reason but we got such a good deal, it only cost us about $1000 for a brand new car.

I've found it's easier to get a good deal when the next model year cars are already on the lot. For example we bought a 2009 with 2010's all over the lot. The dealership wanted to really get rid of the 2009 so we started talking.

So what are some good tactics to get them to lower their price?
 

CliffnDallas

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Jon88;2833893 said:
So what are some good tactics to get them to lower their price?

Just remember every thing a car salesman tells you. Everything he does is to seperate you from your money. Do not trust any of them. Only deal with the internet sales/Fleet manager. Or use an internet car broker like carsdirect.com.
 

Jon88

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CliffnMesquite;2833916 said:
Just remember every thing a car salesman tells you. Everything he does is to seperate you from your money. Do not trust any of them. Only deal with the internet sales/Fleet manager. Or use an internet car broker like carsdirect.com.

That's a good idea. Most car salesman are sleazeballs.
 

JohnnyHopkins

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I always buy cash and normally keep my vehicle for ten years. My wife is the same way. I currently have a Ford Explorer Sport Trac that is eight years old and I love it. It has never once had a single problem. It seats the family very comfortably, can tow 5,000 pounds and can hold about a thousand in the bed. I am due to get a new vehicle in two years, but I haven't decided if I will buy a new Sport Trac or if I just want to run the current one into the ground.
 

YosemiteSam

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Jon88;2833695 said:
Why 2 years old?

Depreciation. The car loses a huge amount of it's value the second you drive off the lot. It also loses value the quickest over the first two years. You also don't really want an older car as after between 5-6 years is when cars usually start to have problems.

In general a car that is 2 years old has the highest value / per dollar ratio. (ie, it's he best deal!)
 

big dog cowboy

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Jon88;2833893 said:
So what are some good tactics to get them to lower their price?
Tell them you drove onto the lot because you need to buy a new car today.

Sending out buying signals like that will get the salesperson attention.

The Mrs. and I simply said that and were immediately told "Oh I can do this and this and this and ignore that sticker price" and so on.

I straight up told the dude if we couldn't get the deal we were looking for we were going down the street because they were not the only dealer in town.

At that point there was no way we were going to drive off that lot without a new car. In fact, after that, I believe I met just about every big shot working there except the general manager.
 

Jon88

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nyc;2834091 said:
Depreciation. The car loses a huge amount of it's value the second you drive off the lot. It also loses value the quickest over the first two years. You also don't really want an older car as after between 5-6 years is when cars usually start to have problems.

In general a car that is 2 years old has the highest value / per dollar ratio. (ie, it's he best deal!)

I know all about depreciation just not about the "2 year rule." Sounds like a good plan to have. New cars depreciate so much the second you drive them off the lot so unless you have a lot of money it hits you kind of hard.
 

DIAF

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my last car payment was in 1998. As long as you don't have some ******** need to have the latest and greatest, you should pay for cars with cash. Why the hell would you want to finance a depreciating asset?
 
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