The bottom line is that the PLAYERS didn't execute when they had to. I hate the "playing not to lose" philosophy as much as anyone, but how can you make that accusation when, on 3rd & 7 @ their own 44, with 13 seconds remaining, a fairly deep pass play is called to Glenn. IMHO, once the situation got down to having to throw a 30-35 yard pass completion & call a quick timeout to have any chance at making a field goal, (especially w/Cortez), you take a knee, and go into overtime. That's not "playing not to lose", that's playing the odds. The odds were that the 'Hawks' would have 6-7 DBs playing 20-25 yards off the line of scrimmage. Those don't sound like my kind of odds.
So if you want to blame BP for anything, on that particular play anyway, it was playing too loosely. The defense had played another stellar game, and, if the Seagals would have won the toss, chances are we would have given the ball back to the 'offense'.
Seems to me, our trouble IS the offense. Too many times, in crucial situations, they give up a turnover, and/or a score. I don't know what the stats are, but I'll bet the offense has given up close to as many points as the defense. That has to change!