There are plenty of options if you want a low interest card. Take one of those and only use it for emergencies. Makes it easier to pay off the balance each money so basically you don't pay any interest at all.
I qualified for a Visa card with a $1500 credit line and about 20% interest. Their original ad had said the interest rate would be somewhere between 15 and 30 percent. Frankly, I've avoided having any credit card debt for years. When I had to have my car fixed, I qualified for the autoshop's credit card, and charged $700 of the $1100 bill. I've paid that one down to about $350.
I don't want to end up with a ton of credit card debt. It's a problem for a lot of Americans who just don't make enough to afford the lifestyle that they want, so they supplement their income via credit card dept. So they charge, charge, charge until they can barely afford to pay the interest. Bad idea.
Frankly, the main reason I want this card is for family emergencies. Some years back, I missed my own grandmother's funeral simply because I was so destitute, I could not afford a plane ticket to the North-Eastern state where she was from, and I couldn't even afford to take time off work to drive or Greyhound across the country. Now with my job and credit situation improved some, if someone dies, I'll buy a plane ticket with that credit card, and then pay it off as soon as I possibly can.
I should have my auto-repair shop credit card paid down to zero in a couple months. For this new credit card, I'll probably buy just a few, in expensive items with it that I can pay off quickly. I've heard that's actually better for your credit than to simply always keep all your cards at zero. Need some Cascade dish gel and cleaning wipes at the supermarket? Put'em on that credit card, and pay it off with the very next bill. I've heard it's better to do that. Is that correct?
