T.O.: NFL players deserve guaranteed contracts

[sago1]

So why can't the NFL players each get an insurance policy to cover a significant portion of their earnings if they get hurt. As part of their contracts with their NFL team, the team would pick up the cost of the premium for say the first 3 years. Sounds like a sound business decision to me.

Heck last year it was reported that Romo obtained an insurance policy guaranteeing him $30M if he got injuried in any way (jammed thumb for example) which would affect his ability to sign an NFL contract for at least $30M. Romo's policy differed from those insurance policies cause in order to collect his injury didn't have to be career ending in any way. Don't know what the premium cost Romo but estimates ranged from $150,000 upwards. I think Romo's insurance policy was also discussed during one of our prime time games. Consensus was Romo was one smart guy or he had excellent advisors.

 

[Smashmouth24]

The NFL is the great product that it is today largely because most of these players do not have guaranteed contracts. See NBA, MLB for examples.

 

[iceberg]

so if you sign a 8 year $80mil contract, guaranteed, and on the 1st day out you get hurt in training camp and your career is over, do you still get $80mil?

if that's the case i say no and buy insurance quick.

 

[jackrussell]

so if you sign a 8 year $80mil contract, guaranteed, and on the 1st day out you get hurt in training camp and your career is over, do you still get $80mil?

if that's the case i say no and buy insurance quick.

If I get injured on the job...I get paid my wages through some form of compensation, as do millions of Americans. Someone noted earlier that football 'is their job'. A job is a job, and getting injured on the job shouldn't be an employer's out of a salary.

Now if I don't perform on my job, that's a whole different story. I probably won't have a job for too long. Which isn't always a bad thing.

 

[GimmeTheBall!]

He brings up some smart points for a jock

Mods, these are really strong words. Can we tone it down a bit?

 

[FLcowboy]

Players get guaranteed money in the form of these big signing bonuses that is cash in hand. I seriously doubt players would be willing to forfeit these big payouts.

Not all the players get huge signing bonuses.

 

[Temo]

No one's addressed the fact that guaranteed contracts would not result in a greater portion of revenue to players as a whole. It would only protect underachieving players at the expense of more deserving players.

 

[iceberg]

If I get injured on the job...I get paid my wages through some form of compensation, as do millions of Americans. Someone noted earlier that football 'is their job'. A job is a job, and getting injured on the job shouldn't be an employer's out of a salary.

Now if I don't perform on my job, that's a whole different story. I probably won't have a job for too long. Which isn't always a bad thing.

good point. i do feel if you sign say that contract you are due just rewards. but if it happens in life you can't fulfill your own "expected" end to the contract, you don't deserve to be paid on what you *could* have done. while you could not anticipate your injury, neither could the owner.

but the owner has a price to pay in $ and cap room. neither fair to the owner in a situation trying to be fair to the player. if a player signing this type of contract does get hurt, sure he deserves to be compensated, via insurance against the job.

if i get hurt on the job tomorrow i get a settlement, not my salary for the next 10 years and to go off now and do something new. an injury isn't the lottery.

in my mind the agreement they go into next should address something like this. however we already see that when a player gets the big $ they go soft. don't believe me catch a roy thread.

so if they could come in and break a leg on day one of an 8 year contract and walk away with $80mil - is that fair?

no.

if you're expecting (not you jack but the world in general) a quick resolution to the labor dispute coming up, you're gonna be disappointed. the entire game is about to change.

now - back to what you were saying in overall who pays what jack, i think i missed something and right now don't get your whole point directly, so please elaborate cause in the end i think i agree. just wanna clarify. : )