CowboyWay
If Coach would have put me in, we'd a won State
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to refinance your home. No, I don't work in the real estate field, and am not affiliated with it whatsoever... but I am passionate about saving a buck, and you should be too.
Rates are very low right now. If you have a 30 year mortgage, now is the time to refinance to a 15 year note. I will save you tons of money in the long run.
For those of you who think you can't afford a hike in monthly payments, don't be so sure.......it could be cheaper than you think. If you are in a 401k program, maybe back it down a couple of percent, or don't eat out as much, maybe fire the lawn guy or maid, do you really need those extra HBO channels? My point is there are always ways to save a buck or two during the month that could be put towards your new mortgage.
I refinanced today, added $290 to my monthly payment, but took off 15 years worth of payments in the process. Instead of my kids being 30 years old when I pay my house....now they'll be 19.
Just in time to pay for college, if junior doesn't get that full ride to play qb for (insert school here).
$290 per month is nothing to sneeze at, I admit, but I put 20% of my salary into our 401k program weekly. I'm going to back it down a few percent just to help offset the higher bill.
All I'm saying is as consumers, we have to be on the lookout for good deals, and with interest rates where they are now, there has never been a better time.
I know I sound like a commercial, but I feel very strongly about this sort of thing, and you should too !!!! Nobody cares more about your money than you!!!!
Rates are very low right now. If you have a 30 year mortgage, now is the time to refinance to a 15 year note. I will save you tons of money in the long run.
For those of you who think you can't afford a hike in monthly payments, don't be so sure.......it could be cheaper than you think. If you are in a 401k program, maybe back it down a couple of percent, or don't eat out as much, maybe fire the lawn guy or maid, do you really need those extra HBO channels? My point is there are always ways to save a buck or two during the month that could be put towards your new mortgage.
I refinanced today, added $290 to my monthly payment, but took off 15 years worth of payments in the process. Instead of my kids being 30 years old when I pay my house....now they'll be 19.
Just in time to pay for college, if junior doesn't get that full ride to play qb for (insert school here).
$290 per month is nothing to sneeze at, I admit, but I put 20% of my salary into our 401k program weekly. I'm going to back it down a few percent just to help offset the higher bill.
All I'm saying is as consumers, we have to be on the lookout for good deals, and with interest rates where they are now, there has never been a better time.
I know I sound like a commercial, but I feel very strongly about this sort of thing, and you should too !!!! Nobody cares more about your money than you!!!!
