And lots of crushed fresh garlic to cook the meat in. Add some more during the closing minutes of cooking for a strong garlic taste.
If you're going to add beans, better add some epazote during the last 10 minutes of cooking - it's a Mexican herb that takes all the gas out of beans for the first couple of days anyway.
My in-laws, the chili purists, would roast you for the beans, cheese and rice. They think chili should be nothing but meat, chili powder and spices but I like to jazz my chili up a little bit like you do with beans, chopped onions and fresh garlic and I even add very finely chopped celery and cumino and turmeric. I also prefer Jalapenos over serranos or cayennes.
We make lots of chili and freeze meal size portions for quick meals as needed.
On the cornbread, we leave it out at room temp for a couple of days. We usually make two batches at one time and cut up and freeze at least one batch.
When my wife doesn't feel like cooking she can always whip up a pretty good meal quickly from the freezer. We gave away our microwave oven long ago as we don't think they cook food nutritiously or safely.
Life is simple out here on the ranch and we like it that way.