Wash. Times: In NFL, fault lies with its players

Angus

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In NFL, fault lies with its players

by Tom Knott

The NFL owes its old and broken-down players nothing.

That is just the way it is in business.

You negotiate your pension and medical benefits at the time of your employment.

You do not settle into retirement years later and cry, "No fair."

To be honest, you can cry all you like, but no one is apt to feel your pain.

Mike Ditka felt compelled to cry on Capitol Hill last week, when he voiced frustration with the system before a House subcommittee.

Give Ditka this. His motivations are altruistic. He is not concerned about his financial situation. He made a good chunk of change in coaching. His concern is with his fallen buddies from the '50s and '60s, when the NFL was something far less than the $6 billion-a-year industry it is today.

And that is the rub for those former players who have serious health and financial issues. They played in a more modest NFL. They played at time when baseball was the national pastime and boxing still mattered to a large segment of the American population. They played at a time when football players routinely held jobs in the offseason.

Playing a professional sport was not a ticket to life-long solvency in those days. You played a sport for however many years, and then you entered the job market if a team did not have a position for you.

If you were smart, you strengthened your retirement nest egg in the workaday world before you became familiar with arthritis or body-part replacement surgeries.

Ditka can trot out all kinds of heartrending tales, of this player undergoing countless surgeries to repair a neck, a spine and a hip or that player receiving a $126.85-a-month pension.

There is the sad story of Steelers Hall of Fame center Mike Webster being penniless and living in his pickup truck at one point before dying at age 50 in 2002.

Perhaps Webster is a good place to ask: What did the NFL Players Association owe Webster after his playing days were done?

That is not a simple question, for Webster could have had a place in the NFL if he had wanted it.

Webster actually finished his career with the Chiefs before becoming the team"s assistant strength and conditioning coach. Webster did not serve long in that capacity; friends and former teammates say he had trouble adjusting to life after football.

He apparently struggled with that adjustment to the end. Friends and former teammates tried to reach out to him, tried to help, but the old lineman known as Iron Mike was too proud, too depressed and too drugged up at times to get his life in order.

It was not as if the NFL ignored Webster"s plight and the strain it put on his family. The NFL paid him $100,020 annually the last three years of his life, plus paid $309,230 to his estate in 2005 that covered his disability from 1996 to 1999.

Ditka and the like-minded find union leader Gene Upshaw to be an easy target, even if the facts do not always support their barbs.

The NFL and the players association have been increasing the disability payments and pensions of ex-players. They have done so with former players already in the pension system. Try getting a company to do that in the workaday world.

One of the NFL flacks on Capitol Hill said too many former players fail in the area of personal accountability.

Too many end up making bad business decisions. Too many start drawing too soon from their pensions. Too many end up in divorce court and lose precious assets. And too many fail to do the paperwork that could ease the hit on their pocketbooks if they ever accumulate massive medical bills or become disabled.

That is one of the cold realities behind the sad tales.

Too many players are ill-equipped to deal with life after football.

It is far easier to throw stones at the behemoth known as the NFL.

http://www.washingtontimes.com/apps/pbcs.dll/article?AID=/20070702/SPORTS05/107020079/1005/SPORTS
 

Clove

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I agree with this article. You make plenty of money while you're playing, if you want to blow it, that's not anyone else's fault but your own. Sad truth
 

ZeroClub

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One of the NFL flacks on Capitol Hill said too many former players fail in the area of personal accountability.

Too many end up making bad business decisions. Too many start drawing too soon from their pensions. Too many end up in divorce court and lose precious assets. And too many fail to do the paperwork that could ease the hit on their pocketbooks if they ever accumulate massive medical bills or become disabled.

That is one of the cold realities behind the sad tales.
Nothing like a little victim blaming to make observers feel better.

But it doesn't exactly add up.

Lilly, 68, enjoys life despite not having a lot of money. His pension from the NFL is $112.50 a month, which he said is barely enough to pay his electric bill.

Good thing Lilly didn't have an ugly divorce or make bad business decisions. Otherwise he might have squandered his $112.50 a month.

Sheesh!
 

CrazyCowboy

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Yes, but he makes a lot of other money from Real Estate.

Bob Lilly does not have to work......don't get me wrong, I am glad he does not.....but, they are better examples then Bob Lilly
 

WoodysGirl

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ZeroClub;1543142 said:
Nothing like a little victim blaming to make observers feel better.

But it doesn't exactly add up.

Lilly, 68, enjoys life despite not having a lot of money. His pension from the NFL is $112.50 a month, which he said is barely enough to pay his electric bill.

Good thing Lilly didn't have an ugly divorce or make bad business decisions. Otherwise he might have squandered his $112.50 a month.

Sheesh!
How is this blaming the victim? The guy made a valid point when suggesting how many folks in the work world can go back to their employer and request a do-over?

It's like someone who used to work for one of the big three automotive companies in the early 1940s, retires, and then going back to them and saying can you bump my pension. Are they obligated to do so, even though they hadn't worked there in several years? I don't know.

Can the NFLPA do more? Sure they can, but it doesn't change the fact that the retired players played in a different era and unfortunately didn't negotiate some of the same deals that the current players have.

About the only thing that I think should be changed are their disability rules. Aligning the requirements with the Social Security Administration is a step in the right direction.
 

THUMPER

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Comparing NFL players to your average worker is not a very good comparison. I worked for many years in the computer industry, both software and hardware, but I didn't have to go through countless surgeries because of it.

My body is messed up, not because of work, but because I've played football my whole life (I still play whenever I can get enough of these yuppies around here to come out). Now I never went beyond the semi-pro level but at 49 I have trouble sleeping due to a hip dislocation I suffered when I was 16 which causes me constant pain when I lie down, as well as my knees which are shot. My hands hurt as do my right shoulder and elbow. All of the injuries I suffered, (except for my ankle which I dislocated playing volleyball) were from football.

My older brother, who never played football beyond a single year in high school has no such problems. He has worked in high stress jobs for nearly 40 years but he doesn't have anywhere near the pain I have and what I go through is nothing compared with guys who played in the NFL for 10 years.

The NFL does owe its former players as their bodies were wrecked on the job. And yes, other industries do have to pay up for former employees when it can proven that they suffered injuries due to the type of work they did, it just usually requires a class action law suit to accomplish it.

The writer is obviously someone who never played the game.
 

ZeroClub

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WoodysGirl;1543156 said:
How is this blaming the victim? The guy made a valid point when suggesting how many folks in the work world can go back to their employer and request a do-over?

It's like someone who used to work for one of the big three automotive companies in the early 1940s, retires, and then going back to them and saying can you bump my pension. Are they obligated to do so, even though they hadn't worked there in several years? I don't know.

Can the NFLPA do more? Sure they can, but it doesn't change the fact that the retired players played in a different era and unfortunately didn't negotiate some of the same deals that the current players have.

About the only thing that I think should be changed are their disability rules. Aligning the requirements with the Social Security Administration is a step in the right direction.
The article implies that the former players' irresponsibility is to blame for insufficient pensions.

Bob Lilly is the ultimate honorable NFL Hall of Fame player. He played a long time. There is no evidence that he did any of the things mentioned in the article (i.e., bad business decisions, drawing too soon, losing assets in divorce court, failing to do medical paperwork).

Bob Lilly makes $112.50 a month from his NFL pension.

And if Bob Lilly can't get a decent pension, who in his generation of players can?

$112,50 a month. That's insulting. The League and Union should be ashamed.
 

WoodysGirl

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ZeroClub;1543205 said:
The article implies that the former players' irresponsibility is to blame for insufficient pensions.
In some cases that may be the case. I'm sure it's not for all of them.

Bob Lilly is the ultimate honorable NFL Hall of Fame player. He played a long time. There is no evidence that he did any of the things mentioned in the article (i.e., bad business decisions, drawing too soon, losing assets in divorce court, failing to do medical paperwork).

Bob Lilly makes $112.50 a month from his NFL pension.

And if Bob Lilly can't get a decent pension, who in his generation of players can?

$112,50 a month. That's insulting. The League and Union should be ashamed.
I guess I disagree, but not in totality, but I think the league and union should have made better strides DURING their own era. To come back now and blame it all on the current administration is wrong, IMO.

The current administration have set up certain policies and procedures for the retired players. They now need to cut the rhetoric and go about trying to improve what they have in place.
 

burmafrd

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This should have started about 10 years ago when the money was really starting to roll in. THAT is when Upshaw and the Union should have started taking bigger steps. They did not- and THAT is on them.
 

burmafrd

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Frankly, there were no pensions or anything up to 1980. There was no disability or no help at all. There was not the money back then. THERE IS NOW. And the CURRENT players OWE the past players- just as these CURRENT players will be owed by the next generation. It is a moral debt- I know that is hard for some people to understand. Its a debt of honor- unspoken but there. I guess some people have no concept of such. The current players, the least of which is making well into 6 digits, can afford to help the past players. Therefore they should.
 

TxStar61

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How could anyone in their right mind go into the NFL and not expect to come out crippled in some capasity. These guys arnt playing flag football ... they are playing killer football ... and for years upon years. They incur an injury and can't hardly wait till they can go out and play again. Or worse, they dont want the coach to take em out of the game. 10 - 15 years of that - What can one expect except to have physical / and (or) mental problems.

It's called a savings account or planning ahead.
 

superpunk

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burmafrd;1543390 said:
This should have started about 10 years ago when the money was really starting to roll in. THAT is when Upshaw and the Union should have started taking bigger steps. They did not- and THAT is on them.

In the same vein, these players should have thought about caring for their future and their families 10-20-30 years ago. They got a free education, (depending on scholarship status...in any case an education was available to them) they got to be in a public spotlight, they had everything they needed to set themselves up for the future.

Disability is one thing - but if these former players are impoverished, it's their own fault. Maybe they should consider that before nagging congress to push the NFL for a handout.
 

THUMPER

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superpunk;1543469 said:
In the same vein, these players should have thought about caring for their future and their families 10-20-30 years ago. They got a free education, (depending on scholarship status...in any case an education was available to them) they got to be in a public spotlight, they had everything they needed to set themselves up for the future.

Disability is one thing - but if these former players are impoverished, it's their own fault. Maybe they should consider that before nagging congress to push the NFL for a handout.

Many of them are impoverished due to medical expenses that the NFL/NFLPA wouldn't cover but were incurred as a result of playing in the NFL.

Why is this such a hard concept for some people to grasp?

None of the guys who appeared before Congress were asking for a handout because they wasted their money at the track, on broads, or on drugs but to cover the extensive medical bills that they have been saddled with. The major complaint was that the process to get disability payments from the union is intentionally convoluted and complex and too many times guys are denied for no apparent reason (like Unitas).

They would also like to get more than a little over $100 per month in retirement benefits from a league that makes billions because of their efforts and sacrifice. People who retired from any other industry/business would be making a lot more than that from their retirement.

The issue is disability and medical payments as well as having some sort of parity with other industries in terms of monthly benefits.
 

superpunk

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THUMPER;1543477 said:
Many of them are impoverished due to medical expenses that the NFL/NFLPA wouldn't cover but were incurred as a result of playing in the NFL.

Why is this such a hard concept for some people to grasp?

None of the guys who appeared before Congress were asking for a handout because they wasted their money at the track, on broads, or on drugs but to cover the extensive medical bills that they have been saddled with. The major complaint was that the process to get disability payments from the union is intentionally convoluted and complex and too many times guys are denied for no apparent reason (like Unitas).

They would also like to get more than a little over $100 per month in retirement benefits from a league that makes billions because of their efforts and sacrifice. People who retired from any other industry/business would be making a lot more than that from their retirement.

The issue is disability and medical payments as well as having some sort of parity with other industries in terms of monthly benefits.

Guess you missed the whole "disability is one thing..." These guys are getting what they bargained for. If they didn't prepare with that in mind, well...for the most part, hard cheese. If the union opts to give them more, wonderful. If not, oh well. I'm not begging Lennox Lewis to donate to Joe Frazier just because boxing is more prosperous now. The NFL is already helping with medical expenses - if they can make the disability easier, wonderful.
 

burmafrd

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Its just a matter of time before someone takes them to court like the asbestos industry was. The way the courts work now, its just a matter of time. The NFL might as well get started doing more NOW before the courts do it.
 

THUMPER

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burmafrd;1543717 said:
Its just a matter of time before someone takes them to court like the asbestos industry was. The way the courts work now, its just a matter of time. The NFL might as well get started doing more NOW before the courts do it.

The NFL is being very foolish by allowing this to go on this long. In the end it will go to litigation and it will likely have very damaging repercussions to the league and the game itself.

The smart thing would be for the league to pony up and act magnanimous before it goes to court. In the long run it will save them a lot of money and ensure that they will continue to rake in the huge profits in the future.

If they allow it to go to court then the government will start to impose restrictions on contact and make changes to how the game is played to make it "safer" which will take away a lot of what makes the game great. If that happens then the NFL will no longer be the huge draw it is now and their precious profits will wither away.
 

Angus

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THUMPER;1543720 said:
The NFL is being very foolish by allowing this to go on this long. In the end it will go to litigation and it will likely have very damaging repercussions to the league and the game itself.

The smart thing would be for the league to pony up and act magnanimous before it goes to court. In the long run it will save them a lot of money and ensure that they will continue to rake in the huge profits in the future.

If they allow it to go to court then the government will start to impose restrictions on contact and make changes to how the game is played to make it "safer" which will take away a lot of what makes the game great. If that happens then the NFL will no longer be the huge draw it is now and their precious profits will wither away.

But how could the league be sure it wouldn't be sued regardless of what it did? There is no organization that can speak for (or bind) the retired players, so there would be nobody for the league to negotiate with.

Maybe a class action suit could settle the matter.

:cool:
 

WoodysGirl

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Angus;1544023 said:
But how could the league be sure it wouldn't be sued regardless of what it did? There is no organization that can speak for (or bind) the retired players, so there would be nobody for the league to negotiate with.

Maybe a class action suit could settle the matter.

:cool:
They have a voice. It's a matter of unifying that voice. http://www.nflpa.org/Faqs/Faqs.aspx

How are retired players represented/their voices heard by the NFLPA?
In 1984, the NFLPA established the Retired Players Association to provide an active voice within the organization for all former professional football players. Goals were set, local chapters were formed, and an agenda fitting the needs of former players was put into place. As a retired player, you have an entire department at the Players Association dedicated to your needs. Your voice and active participation is emphasized in the NFLPA mission statement:

"We, the National Football League Players Association, pay homage to our predecessors for their courage, sacrifice and vision; pledge to preserve and enhance the democratic involvement of our members; and confirm our willingness to do whatever is necessary for the betterment of our membership - to preserve our gains and achieve those goals not yet attained."
The Retired Players Department’s vision is of an organization that: acts to meet players’ needs with the right services; continuously communicates and involves players of all ages to create an exclusive fraternity; works collaboratively with other NFLPA departments and Players Inc to give outstanding value to its members; provides leadership, administration, coordination and implementation to serve the needs of retired players and retired player chapters.

When you become a member of the Retired Players Association, the nearest NFLPA retired players chapter to you is notified that they have a new member. Each member decides how active he wants to be in the chapter. Elections for officers are held every odd year in February. Local members vote on the local chapter offices of president, vice president, treasurer, and secretary.

The chapter president has additional duties that require him to attend an annual Chapter Officers meeting in the fall, as well as a meeting of the officers at the Retired Players Convention. As part of chapter business you will be visited by the Retired Players Director and other NFLPA staff. Individual members attend the annual Retired Players Convention, where issues are discussed and new priorities are established.

The election for Retired Players Steering Committee, the only elected national body representing retired players, takes place at the convention during the general session. Players are nominated, campaign, make campaign speeches, and those members attending the convention cast a vote. You must be present to vote.

This year’s Retired Players Convention witnessed change. Brig Owens served out his term as president and stepped down to welcome Jean Fugett to his first term as steering committee president. Fugett thanked NFLPA President Troy Vincent for attending the event, taking questions and for extending his leadership to the Retired Players. Fugett expressed confidence in Vincent and hoped for an open line of communication, stating that the Steering Committee was available as a resource for whatever Vincent needed to be done. During the meeting’s general session Troy Vincent, in his second term as NFLPA president, said that he “heard the Retired Players’ concerns.” Vincent talked about the history of the NFLPA and his full confidence in his Executive Committee and Gene Upshaw to do what is best for retired players in Collective Bargaining. A Convention Committee of retired players was formed in 2004 to advise on convention issues, speakers, and convention activities.

Gene Upshaw also addressed the convention and described in detail the agreement in principle between the NFL and NFLPA to extend the Collective Bargaining Agreement and what he projected the increase in pension benefits would be under the new agreement.

Every year a contingent of retired players travels to the active players’ Board of Player Reps Meeting in March. There they spend eight days with the player reps and have the opportunity to discuss retired players’ issues with the active players attending the general session and break-outs. Retired players were well represented at this past meeting. A nine member delegation of retirees that included newly elected Steering Committee member Nolan Harrison, New England Chapter President Butch Byrd and Steering Committee Member and Pension Board Trustee Len Teeuws (deceased) were present in March 2006. Retired players in attendance were privy to all printed material and participated in the breakout sessions, general sessions, and open forum discussion.

Retired Players Director Andre Collins gave a report on retired players’ matters and what challenges the department faces in the upcoming year. Collins’ presentation discussed the Charlotte Observer article, pension improvements, career transition, continuing education, and the retired players’ Super Bowl event, Smocks and Jocks. Starting in 2007, the Steering Committee will select, with the Executive Director’s approval, the steering committee members that will travel to the 2007 Board of Player Reps’ meeting. Moreover, NFLPA President Troy Vincent has appointed a member of the Executive Committee of active players to be a liaison to retired player issues. That person reports back to the NFLPA president with his findings and recommendations.
 

ABQCOWBOY

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WoodysGirl;1544031 said:
They have a voice. It's a matter of unifying that voice. http://www.nflpa.org/Faqs/Faqs.aspx

How are retired players represented/their voices heard by the NFLPA?
In 1984, the NFLPA established the Retired Players Association to provide an active voice within the organization for all former professional football players. Goals were set, local chapters were formed, and an agenda fitting the needs of former players was put into place. As a retired player, you have an entire department at the Players Association dedicated to your needs. Your voice and active participation is emphasized in the NFLPA mission statement:

"We, the National Football League Players Association, pay homage to our predecessors for their courage, sacrifice and vision; pledge to preserve and enhance the democratic involvement of our members; and confirm our willingness to do whatever is necessary for the betterment of our membership - to preserve our gains and achieve those goals not yet attained."
The Retired Players Department’s vision is of an organization that: acts to meet players’ needs with the right services; continuously communicates and involves players of all ages to create an exclusive fraternity; works collaboratively with other NFLPA departments and Players Inc to give outstanding value to its members; provides leadership, administration, coordination and implementation to serve the needs of retired players and retired player chapters.

When you become a member of the Retired Players Association, the nearest NFLPA retired players chapter to you is notified that they have a new member. Each member decides how active he wants to be in the chapter. Elections for officers are held every odd year in February. Local members vote on the local chapter offices of president, vice president, treasurer, and secretary.

The chapter president has additional duties that require him to attend an annual Chapter Officers meeting in the fall, as well as a meeting of the officers at the Retired Players Convention. As part of chapter business you will be visited by the Retired Players Director and other NFLPA staff. Individual members attend the annual Retired Players Convention, where issues are discussed and new priorities are established.

The election for Retired Players Steering Committee, the only elected national body representing retired players, takes place at the convention during the general session. Players are nominated, campaign, make campaign speeches, and those members attending the convention cast a vote. You must be present to vote.

This year’s Retired Players Convention witnessed change. Brig Owens served out his term as president and stepped down to welcome Jean Fugett to his first term as steering committee president. Fugett thanked NFLPA President Troy Vincent for attending the event, taking questions and for extending his leadership to the Retired Players. Fugett expressed confidence in Vincent and hoped for an open line of communication, stating that the Steering Committee was available as a resource for whatever Vincent needed to be done. During the meeting’s general session Troy Vincent, in his second term as NFLPA president, said that he “heard the Retired Players’ concerns.” Vincent talked about the history of the NFLPA and his full confidence in his Executive Committee and Gene Upshaw to do what is best for retired players in Collective Bargaining. A Convention Committee of retired players was formed in 2004 to advise on convention issues, speakers, and convention activities.

Gene Upshaw also addressed the convention and described in detail the agreement in principle between the NFL and NFLPA to extend the Collective Bargaining Agreement and what he projected the increase in pension benefits would be under the new agreement.

Every year a contingent of retired players travels to the active players’ Board of Player Reps Meeting in March. There they spend eight days with the player reps and have the opportunity to discuss retired players’ issues with the active players attending the general session and break-outs. Retired players were well represented at this past meeting. A nine member delegation of retirees that included newly elected Steering Committee member Nolan Harrison, New England Chapter President Butch Byrd and Steering Committee Member and Pension Board Trustee Len Teeuws (deceased) were present in March 2006. Retired players in attendance were privy to all printed material and participated in the breakout sessions, general sessions, and open forum discussion.

Retired Players Director Andre Collins gave a report on retired players’ matters and what challenges the department faces in the upcoming year. Collins’ presentation discussed the Charlotte Observer article, pension improvements, career transition, continuing education, and the retired players’ Super Bowl event, Smocks and Jocks. Starting in 2007, the Steering Committee will select, with the Executive Director’s approval, the steering committee members that will travel to the 2007 Board of Player Reps’ meeting. Moreover, NFLPA President Troy Vincent has appointed a member of the Executive Committee of active players to be a liaison to retired player issues. That person reports back to the NFLPA president with his findings and recommendations.

I'd seen this piece before but had forgotten about it. Good find WG. Thank you for reposting this.
 
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