Why not add injury clauses into players contracts?

[TequilaCowboy]

Jerry would be a fool not to protect his team or himself from this kind of likely situation… Dak is becoming injury prone and does not bode well for the future. Jerry, you are an idiot.

 

[Chasing6]

not if they have a history

You don't need injuries in the contract. You give them bonuses by games played and or by snap counts. That is how you get around injuries.

However talented players that have options are not going to accept that. Usually those are 1 year deals.


See Tyrone Smith's contract with the Jets.

 

[Hoofbite]

lol, because the players won’t agree to them.

Why not add payments in the form of Russell Stover candy?

 

[Chasing6]

lol, because the players won’t agree to them.

Why not add payments in the form of Russell Stover candy?

Tyrone Smith agreed to it.

 

[Hoofbite]

Tyrone Smith agreed to it.

And Tyron did a lot of things an agent rightfully shouldn’t have let him do. That’s the exception not the rule.

 

[Chasing6]

And Tyron did a lot of things an agent rightfully shouldn’t have let him do. That’s the exception not the rule.

That is often the contract many frequently injured players receive. Only acception is GM Jethro who likes to give out 5 year multimillion $ deals as soon as you tear your ACL.

 

[Creeper]

Someone just mentioned insurance the teams have on these players,what do you know about that????

The team can put a clause in the contract that insures them against injury. In this case Dak is due $47.5 million in salary in 2024. If the Cowboys actually did purchase insurance against injury for Dak's salary, they can get paid a claim of $22.35 million (9 games salary) if Dak does not play again in 2024. The NFL treats the insurance payment as a reimbursement from the player and gives that amount of CAP relief to the team the following year. This means, IF Dallas bought a policy on Dak, AND he does not play again in 2024, they will get $22.35 million in CAP relief in 2025. Another reason to put Dak on IR and play out the season. Dak's CAP number next year is Just under $90 million. This will help that problem.

EDIT: There are potentially a number o clauses involved that will reduce the amount paid to the team. There are issues like deductibles, % or salary paid, games missed, etc.. It depends on what kind of policy the Cowboys took on Dak, and if they followed through and actually purchased a policy.

 

[TwistedL0g1k]

The workaround is to have a contract include incentives, such as number of games played, number of snaps, etc....

 

[Chasing6]

The workaround is to have a contract include incentives, such as number of games played, number of snaps, etc....

However players in demand are not signing these types of contracts.

 

[Whirlwin]

Injuries are a part of the game, but so is team building! How can you build a team and you're paying a guy a huge amount of money, and he gets hurt often, that's strapping our team from getting other resources. I'm just it would be hard as hell for Jerry to sell this to an agent/players, but at this point, we're paying too much, and not getting the money back on our investments with these injuries. The last injury clause I remember was with Gerald McCoy who rightfully needed one. It's just a thought, how about it. Now please give your thoughts!!!

Some players have them

 

[Whirlwin]

Injury protection is bargained by the union.

Not in the contract

 

[atlantacowboy]

Injuries are a part of the game, but so is team building! How can you build a team and you're paying a guy a huge amount of money, and he gets hurt often, that's strapping our team from getting other resources. I'm just it would be hard as hell for Jerry to sell this to an agent/players, but at this point, we're paying too much, and not getting the money back on our investments with these injuries. The last injury clause I remember was with Gerald McCoy who rightfully needed one. It's just a thought, how about it. Now please give your thoughts!!!

Agents don't agree to them anymore if the player is good. I don't remember who started the whole "guaranteed money" thing, but that dude ensured players get paid regardless of health or performance.

edit: it was Ricky Dudley TE for the raiders. He signed the first fully guaranteed contract in NFL history in 1996.

 

[DillusionalFans]

You'll notice at the very bottom contract notes that $87.1M of Dak's contract is insured, which can also provide some salary cap relief under the collective bargaining agreement.

https://www.spotrac.com/nfl/player/_/id/19089/dak-prescott

Exactly!! Most teams do this to hedge their bet on large contracts. Ironically, Dak’s injury (with the insurance proceeds and the effect on the salary cap) will contribute more to the Cowboys success next year than his play!!

 

[DillusionalFans]

Players often get insurance on themselves for loss of future value on a new contract.

The Cap is the Cap. Teams buying insurance on a player effects nothing.

I think the NFL allows injury insurance proceeds to be offset against the salary when considering the cap.

 

[Chasing6]

I think the NFL allows injury insurance proceeds to be offset against the salary when considering the cap.

If so I am not aware.

 

[Pola_pe_a]

Players often get insurance on themselves for loss of future value on a new contract.

The Cap is the Cap. Teams buying insurance on a player effects nothing.

Incorrect. Teams get cap relief if they’ve insured the contracts.

https://www.cbssports.com/nfl/news/agents-take-how-much-salary-cap-relief

 

[Chasing6]

Incorrect. Teams get cap relief if they’ve insured the contracts.

https://www.cbssports.com/nfl/news/agents-take-how-much-salary-cap-relief

Your link did not work.

 

[jgboys1]

They already sort of do have injury clauses. They also have contracts that are already not fully guaranteed like some sports such as baseball. The guaranteed part of a players contract is so important to pay attention to for this reason.

I always thought the bonus was a guarantee payout but the base salary was not. If you cut a player for any reason, he would get his entire bonus and that bonus money would count fully towards the cap for that season.

 

[Chasing6]

The team can put a clause in the contract that insures them against injury. In this case Dak is due $47.5 million in salary in 2024. If the Cowboys actually did purchase insurance against injury for Dak's salary, they can get paid a claim of $22.35 million (9 games salary) if Dak does not play again in 2024. The NFL treats the insurance payment as a reimbursement from the player and gives that amount of CAP relief to the team the following year. This means, IF Dallas bought a policy on Dak, AND he does not play again in 2024, they will get $22.35 million in CAP relief in 2025. Another reason to put Dak on IR and play out the season. Dak's CAP number next year is Just under $90 million. This will help that problem.

EDIT: There are potentially a number o clauses involved that will reduce the amount paid to the team. There are issues like deductibles, % or salary paid, games missed, etc.. It depends on what kind of policy the Cowboys took on Dak, and if they followed through and actually purchased a policy.

Ok. I am looking forward to see how much cap space we saved by Dak being injured.

 

[Pola_pe_a]

Your link did not work.

Try this again

https://www.cbssports.com/nfl/news/...e Bargaining,specified in the player contract.