Actually, it is you that are wrong. I have been dealing with online transactions at various levels since the early days of the internet. I am VERY familiar with the entire process.
The "Authorization" process you are referring to is a choice by the merchant or the merchant processing company. There are many reasons for why a transaction may go through a multi-step process before completion or be processed immediately. For example, many companies use the authorization-first approach to allow for refunds, credits, etc. to be handled prior to the completion of the process. Some do it because they get much better rates submitting final processing in batch instead of one-by-one. Merchant processing companies will sometimes force certain types of companies to use authorization-first methods to afford them more time to validate the transaction or to prevent fraud, identify theft, etc.
If you think bitcoin and other crypto-currency item/service transactions are immune to that process you are naive. It's right up there with "bitcoin transactions are anonymous" and "my browser was in incognito/private mode so no one knows what site I went to" thinking.
As I said in my last post, with a PayPal Business Account and a PayPal Business Debit/Credit card, you have instant access to any money received. There's no delay, no pending, no "on hold" process to access the money. It's right there, immediately. If you are buying something with a credit card, debit card, etc. the money is gone immediately the moment you spend it. Whatever "processing" method or system used by the merchant and/or merchant processing company is irrelevant, because the money/credit is gone immediately.
When bitcoin is used to accept payments by companies on the internet, it goes through the exact same process that the site uses for non-bitcoin transactions. I know this because I do work for companies that accept bitcoin, though most have chosen to stop supporting it given how volatile it is now.
As
@YosemiteSam pointed out, it's clear you are blinded by unquestionable faith in bitcoin so there will be no convincing you otherwise. It's the same way that cult members swear by their beliefs right up until their last breath after drinking the special juice.
As confident as I am in my beliefs, I always leave the door open to other possibilities, even if just a little, because I have found that anyone who speaks in absolutes without regard to exceptions is usually worthy of their own ignorance.
I have said that if you are willing to risk everything you invest, playing in the bitcoin and other speculation-only crypto-currency markets can be entertaining and possibly rewarding at least in the short term, but anyone investing money they can't afford to lose is foolish.
