you need to go to cap school lol.
(let me add, I am no expert on the cap and it is complicated.you can ask google some questions and
find out more about cap yourself. It is also a little common sense, the whole idea is to limit how much teams can spend on PLAYERS each season. If they could use other funds, there would be no limit lol)
If it worked like your saying, there would be no cap , and a guy like jerry could just outspend everybody else, and have a team loaded with top players.
The only thing that stops that is the cap system.
Teams have found loop holes , and ways of pushing $ into the future, but there is a limit to that.
No owner is paying out of pocket or from other sources.
They dont have to wait till july when they get certain funds either.