PlayStation Plus free games are more like 1 and Xbox Games with Gold free games are more like 2. As for 3, if a game is ever removed from the PlayStation store, it isn't deleted from your collection. PlayStation Plus members keep all free game licenses in their collection. If their membership lapses, the free games become locked. Once membership is renewed, the free games become unlocked. Xbox Live Gold members can download the games during their respective availability periods. When downloaded, the game belongs to the player even if they drop their Xbox Live Gold membership. If you wish to play your owned games online, then PlayStation will allow you play those games online without Plus, but Xbox requires you to have Gold to play owned games online. Both memberships cost $60 a year, or $10 a month, if you only want to be a member during the months that they're giving away a game you want. Between the two, I prefer the PlayStation 4, because of their better first party games. If the Xbox One has game that isn't available for the PlayStation 4, that I want to play, then I can usually find it on PC since Microsoft likes to make their games also available on their operating system. As was the case of the Insomniac Games Xbox One developed game Sunset Overdrive, which I currently own on my PC. I don't worry about losing access to my PlayStation Plus free games in my collection because I usually resubscribe during E3 or Black Friday sales. I recently paid $40 for a year during a E3 sale in June.