He's a damn good quarterback
But he's still over-rated
because he's rated higher than he should be. So many people have already crowned him the best to play the game, mostly because of his padtastic fantasy value and his theatric mime act. RATED TOO HIGHLY. Of course, it's all opinion
With respect to the field goal. You could go on with the "maybies" about every single team/quarterback that fell short. I could list about a dozen with respect to why the Eagles fell short last year - but I'm restraining myself. The thing that stands out above the maybes, for me, is that Peyton Manning underperformed. He had some luck with dropped interceptions, second chances, and what not, and just didn't get it done. The fact that he underperformed is what makes him a choker in my mind, and for the record, yes I think McNabb choked in the superbowl as well.