HoleInTheRoof
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Also... don't fall for any dealership BS. For example, when I found the Jeep Grand Cherokee I wanted, I applied for the loan through their lender. They called me back and said they could finance me if I also purchased their Gold (or whatever) Warranty package for an additional large sum of money.
I said "What does my purchasing a warranty have to do with your banks ability to finance me?" They tried to give a runaround about how great the warranty is/was. I cut the guy off and said "Listen, I'm not getting a warranty. If you want to sell the truck, let me know. I'll bring over 5k today and we'll finance the rest. Talk to your sales manager and call me back within the hour." Before even getting off the phone, the guy said "Okay, come on down."
Warranties don't do me any good, as I quality, reputable, low mileage vehicles. Besides, I drive over 20k miles a year, so that 60k warranty would only last me 3 years at the most.
I said "What does my purchasing a warranty have to do with your banks ability to finance me?" They tried to give a runaround about how great the warranty is/was. I cut the guy off and said "Listen, I'm not getting a warranty. If you want to sell the truck, let me know. I'll bring over 5k today and we'll finance the rest. Talk to your sales manager and call me back within the hour." Before even getting off the phone, the guy said "Okay, come on down."
Warranties don't do me any good, as I quality, reputable, low mileage vehicles. Besides, I drive over 20k miles a year, so that 60k warranty would only last me 3 years at the most.