What's toxic is paying elite money to guys who aren't elite. That gets you good enough to win a few games but not good enough to compete for a SB. While it's still possible to build good teams with them it is much harder. If SF has to pay Brock an average of 50 a year they wouldn't have the same supporting cast that they do now but they'd still be good. Your way of thinking is toxic, and holds the team back. your fear of not being able to win games if you replace a non elite QB with another non elite QB and then you'll complain that your QB doesn't get enough help. If Dak made half his salary and the FO invested that into getting a few more players who could help maybe they go further. This team is good but has many flaws that they haven't been able to overcome because they overpay their own players and overpaying for Daks services is part of that problem.