Legal Distinctions
Under Texas law, credit card theft is punishable under the same statutes as shoplifting, check fraud, possession of stolen property, embezzlement and theft of services. Credit card fraud includes using a canceled or expired credit or debit card, lying on a credit card application or obtaining a credit card by using the personal identification of another person, commonly known as identity theft.
Criminal Offenses
Both theft and fraud offenses are considered acts of deception by depriving the lawful owner of the value of the stolen items. Criminal intent must be proven. A misdemeanor theft charge carries a lesser sentence than a felony theft or fraud by identity charge which carry equal penalties.
Penalties
The penalties for felony credit card theft or fraud are: six months to two years in state prison for theft of five stolen cards or a value up to $50; two to 10 years for up to 10 cards or a $10,000 value; up to 20 years for up to 50 cards or a $200,000 value; and five to 99 years for 50 cards or a $200,000 value. Each violation carries fines of up to $10,000. Any sentence may also include restitution.
Lesser Sentences
Credit card thefts valued at less than $1,500 are considered misdemeanors in Texas and carry lesser sentences. Thefts valued at less than $50 carry a fine of up to $500; for values up to $500 the penalty is six months in county jail and a fine of up to $2,000; for theft of up to $1,500 value the maximum sentence is one year in county jail and a $4,000 fine. In addition, those convicted of misdemeanor or felony credit card theft may be prohibited from employment in industries requiring access to money or customers' personal information.
Evidence
Proof of credit card theft includes signed credit card receipts, fraudulent credit card applications and illegal online purchases. In addition, the mere possession of a card without permission, whether the card is used or not, is considered evidence of criminal intent.
Read more: Penalty for Credit Card Theft in Texas | eHow.com
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