I'm actually starting to agree, I've always reserved judgement on Zimmer and Payton but they are underachieving IMO.
Watch our offense...if we pass on first, we run on second, its like written in stone and other teams have figured it out. If we run on first for more than 5, we run on second. if we run on first for less than 5, we pass on second.
We lit up the scoreboard when we had to pass all the time to come back.
On defense, we have one of the best fronts and certainly the deepest, yet still have a hard time getting pressure without blitzing. We have some good corners, at least solid most of the time, a star SS, and a few good LBers. You shouldn't need an allstar at every position to have a great defense and you should be able to scheme to hide the few weaknesses you have. I shudder to think of how good our d would be by stealing the d coordinator from any of the Skins, Pats, igglets....etc...