Group 1: There are 4 franchise QBs in the NFL. Mahomes, Jackson, Allen, Burrow
Group 2: There are around15 guys that are different levels of competent. including Dak
Group 3: Then there are 10-12 teams that have no shot because they have no QB.
The Cowboys and other teams in group 2 are terrified of being in group 3. It's not that hard to understand why guys like Dak get paid.
The discussion isn't whether Dak is a franchise QB. The discussion is whether you want to risk being irrelevant by moving on from a competent QB like Dak.